Consumer Finance
Our Consumer Finance Institute researches how people earn, spend, save, and invest, as well as how credit markets and payment systems affect the economy. Our goal is to foster a healthy consumer sector, a stable financial system, and a resilient regional and national economy.
Report
Examining Resolution of Mortgage Forbearances and Delinquencies – August 2021
The Risk Assessment, Data Analysis, and Research (RADAR) Group has created a monthly report examining mortgage forbearances and delinquencies.
Consumer Finance
What is the Consumer Finance Institute?
We study credit and payment markets to understand how they affect consumers and the economy.
Report
CFI COVID-19 Survey of Consumers – Cautious Optimism Reigns in Wave 9
This report shares results from Wave 9 of a national survey of consumers investigating the effects of COVID-19 on employment and income data, including expectations for income in 2021 and information on financial security over the next three to 12 months.
Discussion Paper
The Future of Cash
DP 21-03 - In many advanced economies around the world, the share of transactions conducted using cash payments has been falling over the past several years.
Event
Sep
9-10
2021
New Perspectives on Consumer Behavior in Credit and Payments Markets Conference – 2021
Virtual
Brief
Overdraft Use During the Pandemic: Insights from the CFI COVID-19 Survey of Consumers
This research brief examines consumers’ experiences with checking account overdrafts since the beginning of the COVID-19 crisis, using responses gathered from a special module in the Federal Reserve Bank of Philadelphia’s Consumer Finance Institute "COVID-19 Survey of Consumers."
Working Paper
COVID-19 and Auto Loan Origination Trends
WP 21-28 – We study the impact of the COVID-19 crisis on auto loan origination activity during 2020.
COVID-19
COVID-19 and the Philadelphia Fed
Get the Philadelphia Fed’s latest information, resources, and research on the coronavirus pandemic's impact on businesses, households, and communities.
Consumer Finance
Consumer Finance Institute Visiting Scholars
We regularly invite outside experts in consumer finance and payments to conduct independent research, collaborate with our staff economists and analysts, and participate in our events.
Brief
Despite Significant Vaccine Reluctance, More Consumers Are Upbeat About the Future
August 2021
With vaccines becoming available to all adults in the United States, this latest research brief focuses on how receptive or reluctant consumers were in getting vaccinated based on data from the Consumer Finance Institute’s COVID-19 Survey of Consumers.