Small Business Credit Survey: Insights from New Jersey, Pennsylvania, and the Third District

A series of briefs illustrating performance and challenges faced by small businesses in New Jersey, Pennsylvania, and the Third District overall, respectively. The briefs are based on data from the Fed’s 2021 Small Business Credit Survey.

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Community Banks and Digital Innovation

Federal Reserve Innovation Office Hours | Virtual Event

2021 Small Business Credit Survey: Report on Firms Owned by People of Color

This report uses SBCS data to highlight how firms of color were more likely to experience financial and operational challenges stemming from the pandemic. These challenges are salient because business ownership is integral to wealth building and employment in communities of color.

2021 Small Business Credit Survey: Report on Employer Firms

Small businesses continue to face significant challenges amid the COVID-19 pandemic, including weak demand, heightened expenses, and limited credit availability. Nearly one-third of firms say they’re unlikely to survive without additional government aid until sales recover.

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Community Profiles

The Community Development and Regional Outreach Department has compiled information on each region within the Third Federal Reserve District and has developed a suite of materials that the department calls community profiles.

Updated: 10 Mar ’20

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Consumer Credit Explorer

The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels.

Updated: 14 May ’20