Row of small business store fronts, including a florist & gift shop

Small Business Credit Survey: 2026 Insights into the Third District Region

Interact with survey results and discover regional trends in this article that shares key findings from the Federal Reserve’s Small Business Credit Survey for Delaware, New Jersey, and Pennsylvania — the three states of the Fed’s Third District.

Featured Work

The Growth of the Credit Union Sector and Its Implications in the Third District States

The credit union sector has expanded rapidly in Third District states over the last two decades. This growth has important implications for consumer credit access, notably among underserved people and communities.

Consumer Credit Insights: Debt in Third District States

Five briefs offer insights into consumer credit and debt conditions in Delaware, New Jersey, and Pennsylvania as of the first quarter of 2025.

Consumer Credit Insights: Total Debt in Third District States

This brief offers insights into total consumer debt conditions in Delaware, New Jersey, and Pennsylvania.

Featured Data

Generic bar graph with bars of various lengths

Community Profiles

The Community Development and Regional Outreach Department has compiled information on each region within the Third Federal Reserve District and has developed a suite of materials that the department calls community profiles.

Updated: 04 Dec ’25

Generic line chart with two lines

Consumer Credit Explorer

The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels.

Updated: 03 Sep ’26