Mortgage Markets

Discussion Paper

Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation During COVID-19

DP 21-02 - The COVID-19 pandemic exacerbated racial disparities in U.S. mortgage markets.

Featured Work

Mortgage Markets

Working Paper

How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic

WP 21-20 – We study the evolution of U.S. mortgage credit supply during the COVID-19 pandemic.

Consumer Finance

Working Paper

Household Mortgage Refinancing Decisions Are Neighbor Influenced

WP 21-16 – Can social influence effects help explain regional heterogeneity in refinancing activity?

Mortgage Markets

Working Paper

“Sort Selling”: Political Polarization and Residential Choice

WP 21-14 – Partisanship and political polarization are salient features of today’s society. We merge deeds records with voter rolls and show that political polarization is more than just “political cheerleading.”