The Economy

We produce and compile research and data on the overall economy, banking and financial markets. Our goal is to help financial institutions operate in a safe manner and support a robust U.S. financial system.

View of woman from behind working from home

The Geographic and Economic Implications of Working from Home

Economic Insights — More and more workers work from home. How will this affect different regions, and the economy?

State Coincident Indexes

Monthly index of general economic conditions for each of the 50 states

Macroeconomics

Working Paper

Racial Heterogeneity in Consumption Responses to the Economic Impact Payment

WP 26-06 – We investigate how households of different racial groups changed their consumption expenditures differently upon receiving a pandemic check and what is behind the racial differences.

Macroeconomics

Working Paper

Large SVARs

WP 26-04 – We develop a new algorithm to analyze economic data using SVAR models identified with sign restrictions. We demonstrate its usefulness on a small SVAR of the world oil market and a large SVAR of the U.S. economy.

Event

Apr

3

2026

2026 Fintech and Financial Institutions Research Conference

Federal Reserve Bank of Philadelphia

What About the Close Calls? In the Mortgage Market, the Behavior of One Group of Loan Applicants Is Particularly Enlightening

Research in Focus — By analyzing millions of mortgage applications, researchers find a set of applicants that can shed light on practical issues for policymakers, business executives, and lenders.

The Effects of Wildfire and Distant Air Pollution on Household Financial Well-Being

WP 26-02 – While exposure to wildfire smoke is adverse to human health, little is known about related impacts on household economics.