Brief
The Rising Burden of Homeowners Insurance in the Third District States
An analysis shows that homeowners insurance premiums rose sharply in Delaware, New Jersey, and Pennsylvania from 2021 to 2025, with low-income areas most affected.
Featured Work
Working Paper
Off the Beaten Tract: Constructing a New Neighborhood Geography Using Revealed Preference
WP 26-16 – We construct a new neighborhood geography using a revealed preference intuition: If people disproportionately move within neighborhoods, their boundaries can be backed out from migration flows.
Brief
Affordability Challenges and Barriers to Homeownership in Philadelphia
Philadelphia’s housing market is facing challenges as homeownership becomes increasingly unattainable for many residents. This analysis examines trends from 2005 to 2024, revealing how rising costs, stagnant incomes, and challenges to access to credit are reshaping the housing landscape.
Brief
Home Repair Costs 2025: Updated Estimates and New Measures of Cooling Needs
This brief reports on U.S. home repair cost data in 2024 and unpacks the addition of the new cooling repair needs category.
Featured Data
Rental Housing Affordability Data Explorer
This interactive data tool provides an overview of the available affordable rental housing at different income levels and offers insights into trends in affordable rental housing in Third District states and regions.
Updated: 04 Dec ’24
Community Profiles
The Community Development and Regional Outreach Department has compiled information on each region within the Third Federal Reserve District and has developed a suite of materials that the department calls community profiles.
Updated: 04 Dec ’25
Home Mortgage Explorer
This refreshed tool offers an easy way to view local trends in mortgage lending between 2010 and 2023. Find data for home purchase, refinance, and home improvement mortgages, and visualize trends by applicant income, gender, and race and ethnicity.
Updated: 13 May ’25