Row homes with the skyline of Philadelphia in the background.

Mortgage Markets


CFI in Focus: A Guide to the Philadelphia Fed’s Multifaceted Contributions to Housing and Mortgage Research and Policy

The Philadelphia Fed has one of the largest concentrations of housing and mortgage experts in the Federal Reserve System. This CFI in Focus article describes how we engage in housing- and mortgage-related topics in monetary policy, bank supervision, public outreach and convenings, and in producing research and data resources.

Consumer Credit

Working Paper

The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards

WP 23-28 – Using a unique data set of unsolicited credit card offer mailings by banks to consumers, we investigate how opioid abuse affects consumer credit supply in the U.S.

An abstract image of connected data points.

Q&A: Julapa Jagtiani on Fintech

Our Seventh Annual Fintech Conference in September brought more than 1,500 leaders and experts together to discuss the latest issues and trends related to fintech. At the lead of this effort is Julapa Jagtiani, senior economic advisor and economist. Here, Jagtiani shares details on how the conference started and what lies ahead.

Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

A graph overlays a world map, all in shades of blue.

How Effective Are Place-Based Industrial Policies?

Research in Focus — Enghin Atalay of the Philadelphia Fed and his coauthors study place-based subsidy programs, including their impact on reducing wage inequality between Turkey’s various provinces.

About Us

Press Release

Philadelphia Fed Earns Top Score in Human Rights Campaign Foundation’s Corporate Equality Index

For the fifth consecutive year, the Federal Reserve Bank of Philadelphia has earned a perfect score of 100 on the Human Rights Campaign Foundation’s Corporate Equality Index. The Corporate Equality Index is the nation’s foremost benchmarking survey and report measuring corporate policies and practices related to LGBTQ+ workplace equality.





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Federal Reserve Bank of Philadelphia