A delivery person hands the customer their food.

Workforce & Economic Development


Worker Voices Special Brief: Self-Employment, Dreams Versus Reality

This report delves into a theme that surfaced during a series of focus groups with U.S. workers and job seekers without a four-year degree: Many people want to work for themselves.

Making Sense of Decentralized Finance

Economic Insights — Decentralized finance boomed in 2021 but faced headwinds thereafter. Proponents argue that it’s still destined to be the next big thing. Doubters think its promise is overstated.

Tesia Lemelle

About Us


Our People, Our Stories: Tesia Lemelle

Tesia works with institutions that promote banking access among underserved communities, and she continues to find ways to make a difference in the financial health of those in the Third District.

Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

A woman reviews paperwork at the kitchen table.

LIFE Survey Report – January 2024

This report is the first in a quarterly series on key observations from the Labor, Income, Finances, and Expectations (LIFE) Survey. Data from the survey provide insight into consumers’ recent financial lives and their future expectations.


Press Release

Philadelphia Fed Publishes Interactive Dashboard, New Data from Large Bank Credit Card and Mortgage Data Series

The Federal Reserve Bank of Philadelphia’s interactive dashboard makes it easier to analyze Large Bank Credit Card and Mortgage Data in detail and over time. Data from Q4 2023 show deteriorating credit card performance, declining mortgage originations, and housing affordability issues.





The Mortgage Market Research Conference