Article
Does Monetary Policy Affect Different Racial Groups Differently?
21 Sep ’23
Research in Focus — Makoto Nakajima of the Philadelphia Fed developed a model to study how monetary policy affects different racial groups, and he considers its policy implications.
Working Paper
The Effects of Racial Segregation on Intergenerational Mobility: Evidence from Historical Railroad Placement
WP 23-18 – This paper studies the impacts of citywide racial segregation on intergenerational mobility. Higher segregation reduces upward mobility for Black children from households across incomes and White children from low-income households.
Article
Five Things to Know About Auto Loans
The Fifth Biennial Conference on Auto Lending brought together researchers, regulators, lenders, industry experts and others to examine the opportunities, risks and challenges of this key sector of the economy. This article outlines some of the key takeaways.
COVID-19
COVID-19 and the Philadelphia Fed
Get the Philadelphia Fed’s latest information, resources, and research on the coronavirus pandemic's impact on businesses, households, and communities.
Aruoba-Diebold-Scotti Business Conditions Index
29 Sep ’23
An index designed to track real business conditions at high observation frequency
Article
Are Zero or Low Annual Percentage Rate (APR) Credit Promotions Beneficial to Credit Card Companies and Their Customers?
24 Aug ’23
Research in Focus — Lukasz Drozd of the Philadelphia Fed and his coauthor study the implications of zero and low APR promotions for both lenders and consumers and consider the policy implications.
Speech
Fintech: Ask “What Next?” Not “What If?”
The Seventh Annual Fintech Conference | Philadelphia, PA
Event
Oct
19-20
2023
New Perspectives on Consumer Behavior in Credit and Payments Markets
Federal Reserve Bank of Philadelphia