Silhouette of a child looking out a window at a sunset.

Consumer Credit

Working Paper

Foreclosure Kids: Examining the Early Adult Credit Usage of Adolescents Affected by Foreclosure

WP 22-21 – We investigate the long-term effects of foreclosure-induced relocations on adolescents and their subsequent use of credit.

A Map of Racially Restrictive Covenants in the City of Philadelphia

An interactive look at the impact of discriminatory real estate practices on the people and economy of Philadelphia.


Regional Economics

Working Paper

Driving, Dropouts, and Drive-Throughs: Mobility Restrictions and Teen Human Capital

WP 22-22 – Teens make important decisions about schooling and employment that impact their life trajectories. Moderate driving restrictions for teens reduce high school dropout rates. This reduction does not represent substitution away from employment.

Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

Examining Resolution of Mortgage Forbearances and Delinquencies – July/August 2022

New in July/August — “Are Mortgage Delinquencies and Forbearances Settling into a New Normal?”


Working Paper

The Causal Effects of Lockdown Policies on Health and Macroeconomic Outcomes

WP 22-18 – We assess the causal impact of epidemic-induced lockdowns on health and macroeconomic outcomes. We find that additional government-mandated mobility curtailments would have reduced deaths at a very small cost in terms of GDP.