
Worker Voices: Shifting Perspectives and Expectations
Worker Voices provides a unique view into how job seekers and workers without a four-year degree navigated the labor market during the COVID-19 pandemic and through the recovery — and how it changed what they expect from a job.
Article
Understanding the Effects of U.S. Home Price Shocks on Household Consumption and Output
09 May ’23
Research in Focus — Ronel Elul of the Philly Fed and his coauthors examine the impact on consumption (arising from financial constraints and other channels) of the post-2006 housing price declines.
CFI COVID-19 Survey of Consumers
30 May ’23
To gain insights into the impact of the COVID-19 pandemic on financial security in the U.S., the Consumer Finance Institute at the Federal Reserve Bank of Philadelphia conducted a series of national surveys of consumers beginning in April 2020 and concluding in April 2022.

COVID-19
COVID-19 and the Philadelphia Fed
Get the Philadelphia Fed’s latest information, resources, and research on the coronavirus pandemic's impact on businesses, households, and communities.
Aruoba-Diebold-Scotti Business Conditions Index
02 Jun ’23
An index designed to track real business conditions at high observation frequency

Working Paper
The Conundrum of Zero APR: An Analytical Framework
WP 23-06 – Are zero APR promotional rates on credit cards optimal for consumers? We analyze this question using the standard model of unsecured lending. We conclude that such a contractual arrangement is suboptimal in that environment.
Speech
Highlighting the Labor Market’s New Complexities; Listening to Worker Voices
National Association for Business Economics (NABE) Monetary Policy and Outlook Webinar | Philadelphia, PA
Event
Oct
19-20
2023
New Perspectives on Consumer Behavior in Credit and Payments Markets: Call for Papers
Paper Submission Deadline: June 15, 2023