Consumer Finance Data

Data

A Map of Racially Restrictive Covenants in Philadelphia

Explore our new, interactive resource that illustrates how and where developers, builders, and White homeowners used racial covenants to exclude non-White individuals from purchasing real estate in Philadelphia during the early part of the 20th century, and learn more about the lasting impact of this practice on the people and economy of the city.

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Consumer Credit

Discussion Paper

Buy Now, Pay Later: Survey Evidence of Consumer Adoption and Attitudes

DP 22-02 – Consumers use a variety of tools to make purchases with deferred payments — general-purpose credit cards, private-label cards, and point-of-sale installment loans have all been available in various forms for decades.

Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

Four children in a classroom raising their arms with excitement and bright smiles across their faces.

In Delaware, Child Care Has Become Everyone’s Business

An effort is growing in Delaware to improve the quality, supply, and affordability of early care and education. This sector is vital to workforce participation and to the health of the regional economy.

Banking

Annual Report

Tracking Trends in the Evolving Mortgage Market

As the pandemic continued to impact the lives and livelihoods of Americans, researchers across our Bank focused their attention on the evolving mortgage market.

CFI COVID-19 Survey of Consumers — Employment, Income, and Financial Security as of April 2022

This report shares results from Wave 12 of a national survey of consumers investigating the effects of COVID-19 on employment and income data, including employment through the crisis, income changes across the last three years, and financial security over the next three to 12 months.