Report
LIFE Survey Report – January 2025
This report is part of a quarterly series on key observations from the Labor, Income, Finances, and Expectations (LIFE) Survey. Data from the survey provide insight into consumers’ recent financial lives and their future expectations.
About
Presidential Search
15 Nov ’24
The Federal Reserve Bank of Philadelphia has initiated a nationwide search for its next President and CEO. Learn more about how we are ensuring an open, transparent, and inclusive search, get the latest information and news, and find out how you can be involved.
Working Paper
Coverage Neglect in Homeowner’s Insurance
WP 25-09 – Most homeowners do not have enough insurance coverage to rebuild their house after a total loss. Using contract-level data from 24 homeowner’s insurance companies in Colorado, we show wide differences in average underinsurance across insurers that persist conditional on policyholder characteristics.
The Economy
A source for Philadelphia Fed research, data, and perspectives on labor markets and economic opportunity.
Aruoba-Diebold-Scotti Business Conditions Index
13 Mar ’25
An index designed to track real business conditions at high observation frequency
Speech
Economic Education as Key to a Strong Economic Future
National Association of Economic Educators, 2025 Spring Professional Development Conference | Philadelphia, PA
Working Paper
The Value of Piped Water and Sewers: Evidence from 19th Century Chicago
WP 25-07 – The value of land doubled when sewer and water lines were installed in 19th century Chicago. The aggregate increase in land values exceeded the cost of installing sewer and water by a factor of 60.