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Consumer Finance

Report

LIFE Survey Report – January 2026

This report is part of a quarterly series on key observations from the Labor, Income, Finances, and Expectations (LIFE) Survey. Data from the survey provide insight into consumers’ recent financial lives and their future expectations.

Discover Our District

The Federal Reserve Bank of Philadelphia serves the Third District, which covers Delaware, southern New Jersey, and eastern and central Pennsylvania. The District’s economy is driven by a range of industries, including utilities, “eds and meds,” tourism, and agriculture. We celebrate the rich history of our region and work to support a strong economy for the people and communities who call the Third District home.

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A man and woman work in a robotics lab.

Has Generative Artificial Intelligence Adoption Impacted Labor Demand at Third District Firms?

According to a survey from late October 2025, about half of the respondent firms in Delaware, southern New Jersey, and eastern and central Pennsylvania are using generative artificial intelligence, but few see a need to reduce their workforce.

Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

View of woman from behind working from home

The Geographic and Economic Implications of Working from Home

Economic Insights — More and more workers work from home. How will this affect different regions, and the economy?

Economic Trends and Opportunities for Philadelphia

Philadelphia Fed President and CEO Anna Paulson shared her economic outlook at the Chamber of Commerce for Greater Philadelphia's annual State of the Economy event.

Event

Apr

3

2026

2026 Fintech and Financial Institutions Research Conference

Federal Reserve Bank of Philadelphia