This report details the experiences of 39 Philadelphians with systems that interact with asset building and financial well-being: mortgage refinancing, student debt, and criminal legal debt. It is part of a two-year project exploring wealth inequality in Philadelphia.

Having access to digital devices, high-speed broadband, and basic digital skills is increasingly important, but for some communities, making digital connections can be challenging. Since 2020, partners from across Pennsylvania have been working collaboratively through a Research in Action Lab to make digital tools and skills more accessible to everyone.

This research looks at disparities in digital device access in Pennsylvania to help state and local policymakers understand where gaps exist.