The feet of people standing in line, behind social distancing markers on the floor.

CFI COVID-19 Survey of Consumers – Wave 7

This report shares results from Wave 7 of a national survey of consumers investigating the effects of COVID-19 on renters and mortgage holders, with updates to previous data on job and income loss and financial security.

Featured Work

CFI COVID-19 Survey of Consumers – Wave 6

This report shares results from Wave 6 of a national survey of consumers investigating COVID-19 impacts on job status, income, and personal financial security.

Consumer Credit

Working Paper

Using High-Frequency Evaluations to Estimate Discrimination: Evidence from Mortgage Loan Officers

WP 21-04 – We develop empirical tests for discrimination that use high-frequency evaluations to address the problem of unobserved heterogeneity in a conventional benchmarking test.

Consumer Credit

Working Paper

Can We Take the “Stress” Out of Stress Testing? Applications of Generalized Structural Equation Modeling to Consumer Finance

WP 21-01 – Financial firms, and banks in particular, rely heavily on complex suites of interrelated statistical models in their risk management and business reporting infrastructures.