Working Paper
The Bronx is Burning: Urban Disinvestment Effects of Fair Access to Insurance Requirements Plans
WP 25-16/R – We study the unintended effects of Fair Access to Insurance Requirements (FAIR) plans developed by 26 states in the 1960s to address insurance redlining in urban neighborhoods.
Featured Work
Working Paper
Zoning and the American Suburb
WP 26-37 – American suburbs are generally characterized by single-family neighborhoods featuring large lots, with few businesses or apartments.
Article
Over a Century of Housing Prices, All in One Place
Economic Insights — Our Historical Housing Prices Project charts changing prices in major U.S. cities since 1890.
Working Paper
Is Mortgage Lock-In Responsible for Housing Market Tightness?
WP 26-33 – Elevated mortgage rates discourage homeowners from moving, as relocating triggers a reset of mortgage terms — a phenomenon termed “lock-in.”
Featured Data
Third District Beige Book
Qualitative assessment of economic conditions in the Third District released prior to each FOMC meeting
Updated: 15 Jul ’26
Manufacturing Business Outlook Survey
A monthly survey of manufacturers in the Third Federal Reserve District
Updated: 20 Aug ’26
Nonmanufacturing Business Outlook Survey
Monthly survey of nonmanufacturing firms in the Third Federal Reserve District
Updated: 25 Aug ’26
State Coincident Indexes
Monthly index of general economic conditions for each of the 50 states
Updated: 28 Aug ’26
Price and Inflation Expectations Survey
Quarterly survey of price and inflation expectations among manufacturing and nonmanufacturing firms in the Third District
Updated: 26 Aug ’26
COVID-19 Business Outlook Survey
Special survey (now monthly, previously weekly) of firms in the Third District
Updated: 23 Dec ’20