Banking Trends: Why Banks Finance Their Nonbank Competitors

Economic Insights — It may look like the explosive growth of nonbank financial institutions has come at the expense of banks, but the relationship between the two is in fact symbiotic.

Featured Work

Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales”

WP 24-14 – Cryptocurrency markets are often characterized by market manipulation or, at the very least, by a sharp distinction between large and sophisticated investors and small retail investors.

Making Sense of Decentralized Finance

Economic Insights — Decentralized finance boomed in 2021 but faced headwinds thereafter. Proponents argue that it’s still destined to be the next big thing. Doubters think its promise is overstated.

Extreme Wildfires, Distant Air Pollution, and Household Financial Health

WP 24-01 – We link detailed wildfire burn, satellite smoke plume, and ground-level pollution data to estimate the effects of extreme wildfire and related smoke and air pollution events on housing and consumer financial outcomes.

Featured Data

Map of the Third Federal Reserve District

Institutions in the Third District

The lists include a summary of market statistics and each institution’s location and asset size as of the most recent quarter.

Updated: 30 Sep ’24

Map of the Third Federal Reserve District

Third District Banking Conditions

Third District Banking Conditions is a semiannual report comparing the trends of Third District community banks with their national peers.

Updated: 12 Sep ’24

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Large Bank Credit Card and Mortgage Data

The Large Bank Consumer Credit Data are based on Y-14M credit card and mortgage data provided by the largest financial institutions in the United States.

Updated: 24 Jul ’24