Article
The Graying of Household Debt in the U.S.
Economic Insights — Thanks to an aging population, continuously falling interest rates, and the Great Recession, more debt is held by older Americans today than ever before.
Featured Work
Working Paper
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run
WP 21-10 – A key policy issue is whether bank bailouts weaken or strengthen market discipline.
Working Paper
Does CFPB Oversight Crimp Credit?
WP 21-08 - We study how regulatory oversight by the Consumer Financial Protection Bureau (CFPB) affects mortgage credit supply and other aspects of bank behavior.
Working Paper
PEAD.txt: Post-Earnings-Announcement Drift Using Text
WP 21-07 – We construct a new numerical measure of earnings announcement surprises, standardized unexpected earnings call text (SUE.txt), that does not explicitly incorporate the reported earnings value.
Featured Data
Institutions in the Third District
The lists include a summary of market statistics and each institution’s location and asset size as of the most recent quarter.
Updated: 26 Mar ’21
Third District Banking Conditions
Third District Banking Conditions is a semiannual report comparing the trends of Third District community banks with their national peers.
Updated: 28 Oct ’20