Article
Banking Trends: Why Banks Finance Their Nonbank Competitors
Economic Insights — It may look like the explosive growth of nonbank financial institutions has come at the expense of banks, but the relationship between the two is in fact symbiotic.
Featured Work
Working Paper
Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales”
WP 24-14 – Cryptocurrency markets are often characterized by market manipulation or, at the very least, by a sharp distinction between large and sophisticated investors and small retail investors.
Article
Making Sense of Decentralized Finance
Economic Insights — Decentralized finance boomed in 2021 but faced headwinds thereafter. Proponents argue that it’s still destined to be the next big thing. Doubters think its promise is overstated.
Working Paper
Extreme Wildfires, Distant Air Pollution, and Household Financial Health
WP 24-01 – We link detailed wildfire burn, satellite smoke plume, and ground-level pollution data to estimate the effects of extreme wildfire and related smoke and air pollution events on housing and consumer financial outcomes.
Featured Data
Institutions in the Third District
The lists include a summary of market statistics and each institution’s location and asset size as of the most recent quarter.
Updated: 30 Sep ’24
Third District Banking Conditions
Third District Banking Conditions is a semiannual report comparing the trends of Third District community banks with their national peers.
Updated: 12 Sep ’24
Large Bank Credit Card and Mortgage Data
The Large Bank Consumer Credit Data are based on Y-14M credit card and mortgage data provided by the largest financial institutions in the United States.
Updated: 24 Jul ’24