Expectations of Student Loan Repayment, Forbearance, and Cancellation: Insights from Recent Survey Data

This report adds to our understanding of student borrower experiences with and future expectations of student loan repayment, forbearance, and loan cancellation using responses to the January 2022 and April 2022 waves of the COVID-19 Survey of Consumers conducted by the Federal Reserve Bank of Philadelphia’s Consumer Finance Institute (CFI).

Featured Work

CFI in Focus: Understanding Older Student Loan Borrowers

CFI in Focus – The share of student debt held by older borrowers has increased substantially since 2003. This report examines the magnitude of this rise and offers reasons to explain this trend in borrowing.

Education Finance

Discussion Paper

The Lingering Fiscal Effects of the COVID-19 Pandemic on Higher Education

DP 21-01 – The unprecedented challenges from COVID-19 present many institutions of higher education with liquidity, and even solvency, concerns.

CFI COVID-19 Survey of Consumers – Wave 6

This report shares results from Wave 6 of a national survey of consumers investigating COVID-19 impacts on job status, income, and personal financial security.