Working Paper
The Racial Wealth Gap, Financial Aid, and College Access
WP 22-32 – We examine how the racial wealth gap interacts with financial aid in American higher education to generate a disparate impact on college access and outcomes.
Featured Work
Report
Expectations of Student Loan Repayment, Forbearance, and Cancellation: Insights from Recent Survey Data
This report adds to our understanding of student borrower experiences with and future expectations of student loan repayment, forbearance, and loan cancellation using responses to the January 2022 and April 2022 waves of the COVID-19 Survey of Consumers conducted by the Federal Reserve Bank of Philadelphia’s Consumer Finance Institute (CFI).
Article
CFI in Focus: Understanding Older Student Loan Borrowers
CFI in Focus – The share of student debt held by older borrowers has increased substantially since 2003. This report examines the magnitude of this rise and offers reasons to explain this trend in borrowing.
Discussion Paper
The Lingering Fiscal Effects of the COVID-19 Pandemic on Higher Education
DP 21-01 – The unprecedented challenges from COVID-19 present many institutions of higher education with liquidity, and even solvency, concerns.