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CFI COVID-19 Survey of Consumers – Wave 6

This report shares results from Wave 6 of a national survey of consumers investigating COVID-19 impacts on job status, income, and personal financial security.

Featured Work

Education Finance

Discussion Paper

Federal Student Loan Servicing Accountability and Incentives in Contracts

DP 20-05 - Student loan servicers play a critical and underappreciated role in federal student loan programs.

Education Finance

Discussion Paper

Modern Income-Share Agreements in Postsecondary Education: Features, Theory, Applications

DP 19-06 - An income-share agreement (ISA) in postsecondary education is a contract in which students pledge to pay a certain percentage of their future incomes over a set period of time in exchange for funding educational program expenses in the present.

Education Finance

Working Paper

The Consequences of Student Loan Credit Expansions: Evidence from Three Decades of Default Cycles

WP 19-32 - This paper studies the link between credit availability and student loan repayment using administrative federal student loan data.