CFI in Focus – After three and a half years of paused payments on federal student loans, payments restarted in October 2023. Many borrowers experienced significant adjustments to their required debt payments, not only because of the payments resumption but also because of changes to repayment plans and the strained servicing environment.

In the Consumer Finance Institute, Dubravka Ritter studies how students and governments pay for postsecondary education and how this sector affects the U.S. economy. In this Q&A, Dubravka shares some of her key findings and future research interests.

WP 24-07 – For student loan borrowers, income-contingent repayment is designed to lessen student loan burdens by tying monthly payments to the borrower’s income.