Community Development
To support the growth of an inclusive economy, we work with low- and moderate-income communities to increase access to credit, quality jobs, education, and housing. We also help financial institutions understand their responsibilities under the Community Reinvestment Act.
Workforce & Economic Development
Working Paper
The Local Economic Impact of Coal Mine Closures
WP 26-30 – Falling natural gas prices amid the shale boom triggered a sharp decline in U.S. coal production, with over half of Appalachian mines shuttering between 2011 and 2016.
Eds and Meds: Variability of Anchor Institution Employment Impacts Across U.S. Regions
Universities and hospitals anchor regional economies in distinct ways. The updated Anchor Economy Dashboard now separates their economic impacts, revealing how each sector uniquely shapes local economies and drives different regional dynamics.
Brief
The Rising Burden of Homeowners Insurance in the Third District States
An analysis shows that homeowners insurance premiums rose sharply in Delaware, New Jersey, and Pennsylvania from 2021 to 2025, with low-income areas most affected.
Home Mortgage Explorer
13 May ’25
This refreshed tool offers an easy way to view local trends in mortgage lending between 2010 and 2023. Find data for home purchase, refinance, and home improvement mortgages, and visualize trends by applicant income, gender, and race and ethnicity.
About
Community Development and Regional Outreach Visiting Scholars
Updated: January 2025
Academics, experts, and thinkers with focus areas aligned with the Community Development and Regional Outreach department are key collaborators as participants in the Visiting Scholars Program.
Consumer Credit Explorer
08 Jul ’25
The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels.
Working Paper
Off the Beaten Tract: Constructing a New Neighborhood Geography Using Revealed Preference
WP 26-16 – We construct a new neighborhood geography using a revealed preference intuition: If people disproportionately move within neighborhoods, their boundaries can be backed out from migration flows.