Community Development
To support the growth of an inclusive economy, we work with low- and moderate-income communities to increase access to credit, quality jobs, education, and housing. We also help financial institutions understand their responsibilities under the Community Reinvestment Act.
Brief
Affordability Challenges and Barriers to Homeownership in Philadelphia
Philadelphia’s housing market is facing challenges as homeownership becomes increasingly unattainable for many residents. This analysis examines trends from 2005 to 2024, revealing how rising costs, stagnant incomes, and challenges to access to credit are reshaping the housing landscape.
Brief
The Growth of the Credit Union Sector and Its Implications in the Third District States
The credit union sector has expanded rapidly in Third District states over the last two decades. This growth has important implications for consumer credit access, notably among underserved people and communities.
Brief
Home Repair Costs 2025: Updated Estimates and New Measures of Cooling Needs
This brief reports on U.S. home repair cost data in 2024 and unpacks the addition of the new cooling repair needs category.
Home Mortgage Explorer
13 May ’25
This refreshed tool offers an easy way to view local trends in mortgage lending between 2010 and 2023. Find data for home purchase, refinance, and home improvement mortgages, and visualize trends by applicant income, gender, and race and ethnicity.
About
Community Development and Regional Outreach Visiting Scholars
Updated: January 2025
Academics, experts, and thinkers with focus areas aligned with the Community Development and Regional Outreach department are key collaborators as participants in the Visiting Scholars Program.
Consumer Credit Explorer
08 Jul ’25
The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels.
