Areas of Expertise
Chris Henderson is vice president and discount window officer in the Supervision, Regulation, and Credit (SRC) Department at the Bank. In these roles, he leads several teams of experts and manages three business units in the Bank Supervision area: the discount window (credit risk management operations), the collateral data support team, and supervisory modeling. All of these business areas support the local implementation of national policy directives for the Third District. Part of his role also includes recruiting skilled talent and developing staff into effective leaders. He has worked in many local and System leadership roles and has helped establish SRC as a center for retail credit risk excellence. In particular, he had a unique opportunity to supervise some of the largest domestic banking institutions before and during the financial crisis. His responsibilities included understanding and reporting on how banks were establishing reserves and building capital levels to address volatile financial environments. This allowed him to participate in critical policy initiatives such as the Basel II Advanced Approaches capital framework and the Comprehensive Capital Analysis and Review (CCAR). Chris has also written several articles for Community Banking Connections, highlighting the impact of technology on community banking, the evolution of urban and rural community banks, and tailoring examinations to bank risk levels. Prior to joining SRC, Chris was an economist in corporate risk management at Wells Fargo and MBNA America Bank, N.A.
Chris has a Ph.D. in economics from the University of North Carolina at Chapel Hill.