Raluca A. Roman

Raluca A. Roman

Senior Financial Economist

Areas of Expertise

One of the best ways to learn how the financial system functions is to investigate the causes and effects of financial crises. Raluca studies what happens during financial crises and which policies ultimately succeed in dealing with the problems to provide insights into the inner workings of a sound financial system.

Much of Raluca’s research ― and a book she recently coauthored ― focuses on bank bailouts and bail-ins and how they fit together with 14 other policy tools. Her research has also expanded to interactions between banking and consumer finance since consumers play key roles in the economy.

Raluca has published articles in the Journal of Financial and Quantitative Analysis; Management ScienceJournal of Financial Intermediation; Journal of Money, Credit, and Banking; Journal of Corporate Finance; and Journal of Banking and Finance, as well as chapters in the Handbook of Finance and Development and Oxford Handbook of Banking. She has received four awards for her research.

Previously, Raluca worked at the Kansas City Fed, UBS Investment Bank, and MasterCard International.

Raluca has a Ph.D. in finance from the University of South Carolina, an M.B.A. (finance) from the University of Bridgeport, and a B.A. in economics from Alexandru Ioan Cuza University.