Home Mortgage Explorer

HMDA requires certain lending institutions to submit loan-level information on the mortgage applications they receive, regardless of whether those applications are eventually originated. The Home Mortgage Explorer provides lending statistics for first-lien mortgages for 1- to 4-family, owner-occupied housing units in the 50 states and Washington, D.C., for the years 2010 to 2023. Both approved and denied applications are analyzed. Applications not included in the Home Mortgage Explorer include those withdrawn or closed for incompleteness, preapproval requests, and loans purchased by the respondent’s institution.