HMDA requires certain lending institutions to submit loan-level information on the mortgage applications they receive, regardless of whether those applications are eventually originated. The Home Mortgage Explorer provides lending statistics for first-lien mortgages for 1–4-family, owner-occupied housing units in the 50 states and Washington, D.C., for the years 2010 to 2024. Both approved and denied applications are analyzed. Applications not included in the Home Mortgage Explorer include those withdrawn or closed for incompleteness, preapproval requests, and loans purchased by the respondent’s institution.
Note: The Home Mortgage Explorer is now updated with a new methodology.
The Home Mortgage Explorer has been updated to align with the Federal Financial Institutions Examination Council (FFIEC) Median Family Income definitions. This change does not allow for complete year-to-year comparisons for some metropolitan areas. For more information, please refer to the methodology documentation, which includes details on the metro areas that should not be compared yearly.
Home Mortgage Explorer
The Home Mortgage Explorer provides lending estimates produced from publicly available Home Mortgage Disclosure Act (HMDA) data.
Data Explorer
About the Data
About the Explorer
The Home Mortgage Explorer provides lending estimates produced from publicly available Home Mortgage Disclosure Act (HMDA) data.
Contact the Team
Suggested Citation:
Federal Reserve Bank of Philadelphia.
Home Mortgage Explorer.
Accessed Jul. 20, 2026,
https://www.philadelphiafed.org/surveys-and-data/community-development-data/home-mortgage-explorer.