Mortgages are the largest component of household debt, and the mortgage market influences many aspects of the economy, such as homeownership and wealth accumulation, real estate prices, the structure and risk of the financial sector, and the transmission of monetary policy and macroeconomic shocks.
The Mortgage Market Research Conference is a forum for the presentation and discussion of academic research on topics related to mortgages and the mortgage market. The 2024 conference built on the successful first edition of this conference held in 2022.
This conference was jointly organized by the Philadelphia Fed’s Consumer Finance Institute; Research Department; and Supervision, Regulation, and Credit Department.
Watch the Sessions
View Posters and Presentations
Only select conference presenters opted to make their content available online. For a complete list of presenters and their work, please view the conference booklet.
Posters
- Housing Speculation, GSEs, and Credit Market Spillovers presented by Natee Amornsiripanitch
- Debt Rollover in Rental Housing presented by Samuel K. Hughes
- Beliefs, Aggregate Risk, and the U.S. Housing Boom presented by Margaret M. Jacobson
- Small Mortgages and the Rise of FinTech and Shadow Banks presented by Tim Zhang
Presentations
- More Tax, Less Refi? The Mortgage Interest Deduction and Monetary Policy Pass-Through presented by Eileen van Straelen
- Discussion presentation by Daniel Garrett
- Refinancing Frictions, Mortgage Pricing and Redistribution presented by David Berger
- Discussion presentation by Paul Willen
- The Roles of Borrower Private Information and Mortgage Relief Design in Foreclosure Prevention presented by Lauri Kytömaa
- Real Effects of Rollover Risk: Evidence from Hotels in Crisis by Charles Nathanson
- Discussion presentation by Cameron LaPoint
- Intermediation in the Mortgage Market presented by Keling Zheng
- Discussion presentation by You Suk Kim
- Algorithmic Underwriting in High Risk Mortgage Markets presented by David Zhang
- Discussion presentation by Nancy Wallace
- Picking Up the PACE: Loans for Residential Climate-Proofing presented by Aymeric Bellon
- The Lock-In Effect of Rising Mortgage Rates presented by Jonah Coste
- Branching Out Inequality: The Impact of Credit Equality Policies presented by Erica Jiang
- The Credit Supply Channel of Monetary Policy Tightening and Its Distributional Impacts presented by Joshua Bosshardt
Conference Organizers (all from the Federal Reserve Bank of Philadelphia)
Academic Program Committee
- Darren Aiello, Brigham Young University
- Natee Amornsiripanitch, Federal Reserve Bank of Philadelphia
- Greg Buchak, Stanford University
- James Conklin, University of Georgia
- Anthony DeFusco, University of Wisconsin–Madison
- Andreas Fuster, École Polytechnique Fédérale de Lausanne
- Daniel Greenwald, New York University
- Lu Liu, University of Pennsylvania
- Lara Loewenstein, Federal Reserve Bank of Cleveland
- Ben McCartney, University of Virginia
- Chris Palmer, Massachusetts Institute of Technology
- Nitzan Tzur-Ilan, Federal Reserve Bank of Dallas
- Stijn Van Nieuwerburgh, Columbia University
- Nancy Wallace, University of California, Berkeley
For More Information
Please address any questions to Phil.Mortgage.Conference@phil.frb.org.
- The information, analyses, and conclusions set forth are those of the presenters and do not necessarily reflect the views of the Federal Reserve Bank of Philadelphia or the Federal Reserve System.