Cosponsored by: University of Delaware (UD) and The Federal Reserve Bank of Philadelphia

The inaugural Fintech and Financial Institutions Research Conference is a forum for presenting and sharing current research on the connectivity between fintech organizations and the greater financial services system. The conference will focus on enhancing understanding of the economic consequences and impacts, as well as the regulatory implications, of the growing fintech sector.

This event is jointly planned and sponsored by UD and the Federal Reserve Bank of Philadelphia.

Conference Details

Dates: April 18 (evening only) and April 19, 2024
Location: The FinTech Innovation Hub at the University of Delaware Science, Technology and Advanced Research (STAR) Campus in Newark, Delaware

The conference aims to foster and facilitate meaningful academic discussions among leading researchers and policymakers in this rapidly evolving field. These conversations will shape the understanding of how business decisions, policy choices, and societal events influence economic outcomes correlated with fintech growth.

The single-track research conference will feature approximately eight paper presentations with insightful comments from invited discussants, as well as audience participation. Members from the community at the new FinTech Innovation Hub, including UD’s graduate students, are invited to join the intellectual exchange.

The FinTech Innovation Hub at UD's STAR Campus is committed to building a diverse, equitable, and inclusive innovation community that prioritizes financial health across the nation. The FinTech Innovation Hub will improve society through its research, education, and workforce training, leading to employment, community engagement, and economic impact.

Call for Papers

Submissions of high-quality theoretical or empirical research papers exploring aspects related to fintech trends are invited. Topics may include:

  1. Competition and collaboration dynamics between traditional financial institutions and new market entrants
  2. Financial stability consequences of the interplay between fintech and traditional lenders (including analysis of the recent fragility episode in the U.S. banking system)
  3. Impact on credit supply and pricing for large firms, small businesses, and households
  4. Real economy effects of fintech and the financial system's response
  5. Inequality issues — disparities across socio-demographic groups and regions
  6. Influence of monetary and fiscal policies on fintech firms and financial institutions
  7. Governance strategies and structures within fintech, crypto-exchanges, and blockchain organizations
  8. The application of AI and ML by traditional and fintech lenders
  9. Stablecoin and the real impact of cryptocurrencies
  10. Regulatory considerations surrounding fintech and its interactions with the broader financial system
  11. The impact of the credit scoring system on underserved communities and alternative credit assessment systems

Keynote Speaker: Manju Puri, J. B. Fuqua Professor of Finance at the Fuqua School of Business, Duke University

Stipend: $1,000 for each paper presenter and each discussant, to defray the costs of attending the conference (e.g., hotel or air travel)

Best Conference Paper Award: $5,000

Paper Submission Procedure

Papers for the conference should be submitted to

The deadline for paper submissions for the conference is December 15, 2023, 12:00 midnight U.S. ET.


  • Michael Gelman, University of Delaware
  • Paul Laux, University of Delaware
  • Vitaly Meursault, Federal Reserve Bank of Philadelphia

Program Committee

  • Joseph Abadi, Federal Reserve Bank of Philadelphia
  • Jack Bao, University of Delaware
  • Isil Erel, The Ohio State University
  • Xiao Fang, University of Delaware
  • Laura Field, University of Delaware
  • Paul Goldsmith-Pinkham, Yale University
  • Itay Goldstein, University of Pennsylvania
  • Deeksha Gupta, Johns Hopkins University
  • Wenli Li, Federal Reserve Bank of Philadelphia
  • Marina Niessner, Indiana University
  • Raluca Roman, Federal Reserve Bank of Philadelphia
  • Alberto Rossi, Georgetown University
  • Philip Strahan, Boston College
  • James Vickery, Federal Reserve Bank of Philadelphia
  • Gloria Yang Yu, Singapore Management University