About
Economic Insights
Economic Insights is the Philadelphia Fed’s home for nontechnical articles about monetary policy, banking, and national, regional, and international economics, all written for a wide audience by our team of research analysts and economists.
Banking Trends: Who Benefits When Banks Must Share Your Data?
Economic Insights — Open banking boosts fintech competition, helping many but potentially creating risks for privacy and financial stability.
Latest Articles
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Article
When Credit Card Holders Open a Second Line of Credit, What Does It Signal to Their Original Card Issuer?
10 September ’26
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Article
Borrower Behavior and Contract Heterogeneity in the Credit Card Market
31 August ’26
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Article
Banking Trends: Who Benefits When Banks Must Share Your Data?
August 2026
Research in Focus
The Research in Focus series explores the methodology and synthesizes key findings from the Bank’s working papers. Explore the latest articles to gain a deeper understanding of Philadelphia Fed research.
Explore Business Review articles about the overall economy, banking, and monetary policy going back to 1975.
Our Research Department's high-quality academic and original research supports the Federal Open Market Committee and the Bank's leadership as they address economic, finance, and public policy issues.