With improvements in the granularity of available data, researchers have demonstrated that access to, and the terms of, consumer credit and payments are not uniformly distributed across different segments of society. In turn, inequality in access and outcomes has important implications for financial stability, economic mobility, and the overall well-being of individuals and communities. This special issue on Inequality in Consumer Credit and Payments features new empirical and theoretical studies that offer insights into the challenges at play and the potential policy responses that might mitigate them.

Read the full article on the Journal of Economics and Business site.