The workshop included sessions on innovation in consumer lending; the normalization of credit after the pandemic and its effect on credit usage, real-time payment systems, and financial innovation; and developments in the use of machine learning and artificial intelligence in lending.
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Conference Summary
Summary of the Fourth Workshop on Payments, Lending, and Innovations in Consumer Finance
February 2023
The Federal Reserve Bank of Philadelphia’s Consumer Finance Institute (CFI) and Supervisory Research Forum (SURF) held the Fourth Workshop on Payments, Lending, and Innovations in Consumer Finance on October 26‒27, 2022.
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