The Consumer Finance Institute (CFI) and the Supervisory Research and Policy Forum (SURF) co-organized the Fourth Workshop on Payments, Lending, and Innovations in Consumer Finance on October 26–27.

This year’s workshop focused on three important topics that are likely to shape the consumer finance industry over the next few years: financial innovation and payments, the current state of consumer credit with particular attention to revolving credit, and the implications of adoption of machine learning and artificial intelligence (ML/AI) innovations in consumer finance.

As in prior years, the workshop gave regulators, industry experts, and the academic community an opportunity to share their knowledge, research, experiences, and views. The workshop included keynote speakers, expert panels, and industry/academic presentations.

Following the workshop, SURF co-organized a joint regulatory roundtable with the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation, which was open only to accredited staff from regulatory agencies to lead the exchange of ideas across regulatory bodies. 


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