Results collected during the ninth COVID-19 Survey of Consumers in July 2021 reveal that respondents’ overall levels of financial concern — worries about their ability to make ends meet — decreased in July after unexpectedly rising in April. In the latest survey conducted by the Philadelphia Fed’s Consumer Finance Institute (CFI), we continue to see differences in the level and rate of change in financial concern across demographic segments. For instance, financial concerns among respondents earning more than $75,000 annually declined about the same amount across short- and long-time horizons. On the other hand, respondents earning less than $40,000 reported higher financial concerns over the next three months but lower financial concerns over a 12-month horizon. We also provide updates on data concerning working onsite and working normal or increased hours. More details are available in the full report.