Consumer Credit Explorer

The Consumer Credit Explorer (CCE) enables users to look at quarterly changes in credit use indicators and to compare trends across different geographies. These indicators are generated using the Federal Reserve Bank of New York Consumer Credit Panel/Equifax Data, which is a nationally representative dataset of anonymized individual credit files (see "Data Sources" for details). Users can examine credit use, average debt levels, and delinquency rates for a variety of credit types (e.g., auto loans, student loans, mortgages, credit cards). Indicators can be further broken out by consumer characteristics such as age or credit score, or by neighborhood characteristics such as income level or majority race/ethnicity.