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Home Mortgage Disclosure Act (HMDA) Lender File

Data Sources

The HMDA Lender File includes data from a variety of public sources, which are detailed below.

Loan/Application Register (LAR) and Transmittal Sheet (TS) HMDA data are available from the CFPB for the years 2007 to present. Data for 1990 to 2014 are available from the National Archives.

Financial institutions’ legal structure and other characteristics are sourced from the Federal Reserve National Information Center.

Call Report data for banks and bank holding companies are from the Federal Financial Institutions Examination Council and for credit unions from the National Credit Union Administration.

Data on CRA ratings are available from the FFIEC Interagency CRA Ratings Search.

Data on Federal Home Loan Bank membership status are available through the Federal Housing Finance Agency.

Suggested Citation: Federal Reserve Bank of Philadelphia, HMDA Lender File (Avery File). Accessed (date), https://www.philadelphiafed.org/surveys-and-data/consumer-finance-data/home-mortgage-disclosure-act-lender-file.