Working Paper

I've Got 99 Problems But a Bill Ain't One: Hospital Billing Caps and Financial Distress in California

Yaa Akosa Antwi,
Marion Aouad &
Nathan Blascak

September 2023

WP 23-20 (Superseded by WP 25-39)

This paper was superseded by Working Paper 25-39 – Hospital Billing Regulations and Financial Well-Being: Evidence from California’s Fair Pricing Law.

Missouri’s Medicaid Contraction and Consumer Financial Outcomes

Revised February 2023

WP 20-42/R – In July 2005, the state of Missouri implemented a series of cuts to its Medicaid program. These cuts resulted in the elimination of the Medical Assistance for Workers with Disabilities program, more stringent eligibility requirements, and less generous Medicaid coverage for eligible individuals.

Consumer Credit

Working Paper

Health Insurance and Young Adult Financial Distress

Revised August 2022

WP 19-54/R – We study how health-insurance eligibility affects financial distress for young adults using the Affordable Care Act’s (ACA) dependent coverage mandate — the part of the ACA that requires private health-insurance plans to cover individuals up to their 26th birthday.

Consumer Credit

Working Paper

Health Insurance as an Income Stabilizer

Emily A. Gallagher,
Nathan Blascak,
Stephen P. Roll &
Michal Grinstein-Weiss

February 2020

WP 20-05 - We evaluate the effect of health insurance on the incidence of negative income shocks using the tax data and survey responses of nearly 14,000 low income households.