A woman reviews paperwork at the kitchen table.

Consumer Finance

Report

LIFE Survey Report – October 2024

This report is part of a quarterly series on key observations from the Labor, Income, Finances, and Expectations (LIFE) Survey. Data from the survey provide insight into consumers’ recent financial lives and their future expectations.

Federal Reserve Bank of Philadelphia building seen from 6th Street.

About Us

About

Presidential Search

Application deadline – November 22: The Federal Reserve Bank of Philadelphia has initiated a nationwide search for its next President and CEO. Learn more about how we are ensuring an open, transparent, and inclusive search, get the latest information and news, and find out how you can be involved.

Row homes painted different shades of blue and green.

Mortgage Markets

Discussion Paper

The Rise in Mortgage Fees: Evidence from HMDA Data

DP 24-01 – New Home Mortgage Disclosure Act data fields shed light on borrower closing costs, which rose significantly in 2022–2023.

Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

Inequality Research Review: Gender Gaps in the Labor Market

Economic Insights — We made great strides toward gender equality in the 20th century, but the gap in earnings between men and women persists, most likely because mothers are more likely to focus their energy on child care rather than paid labor.

Education

Article

Q&A: Andrew Hill on Why Economic Education Matters

Is grade school too early for economics? What role does the Fed play in economic education? In this Q&A, Andrew Hill, assistant vice president of economic education, explains how the Philadelphia Fed has developed tools and resources to bring economic concepts into the classroom.

Event

Oct

22-23

2024

Eighth Annual Fintech Conference

Federal Reserve Bank of Philadelphia (Hybrid)