At the Federal Reserve Bank of Philadelphia’s latest conference on consumer credit and payments, researchers presented the results of the following seven studies on topics including household financial decision-making, the effects of regulation on credit card markets, and the effect on individuals of interactions between credit and labor markets.1

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[1]The seventh biennial conference on consumer credit was hosted jointly on October 3 and 4, 2013, by the Philadelphia Fed’s Payment Cards Center and Research Department. The papers presented may be found at http://www.philadelphiafed.org/research-and-data/events/2013/consumer-credit-and-payments/agenda.cfm.