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Economic Insights features nontechnical articles on monetary policy, banking, and national, regional, and international economics, all written for a wide audience.
Banking Trends: Do Stress Tests Reduce Credit Growth?
In ensuring that large banks can provide credit during the next downturn, stress tests may limit the credit supply today — or so some critics claim. Edison Yu examines both sides of the debate.
Regulating Consumer Credit and Protecting (Behavioral) Borrowers
As we consider how best to protect individual borrowers, Igor Livshits asks: Why and from whom are we protecting these borrowers, and what policies may be most effective?
Abstracts of the latest working papers produced by the Federal Reserve Bank of Philadelphia.