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Economic Insights

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Economic Insights features nontechnical articles on monetary policy, banking, and national, regional, and international economics, all written for a wide audience.



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Banking Trends: Do Stress Tests Reduce Credit Growth? PDF
In ensuring that large banks can provide credit during the next downturn, stress tests may limit the credit supply today — or so some critics claim. Edison Yu examines both sides of the debate.

No More Californias PDF
As American mobility declines, some wonder if we've lost our pioneer spirit. Kyle Mangum finds that the situation is more complicated than it appears.

Regulating Consumer Credit and Protecting (Behavioral) Borrowers PDF
As we consider how best to protect individual borrowers, Igor Livshits asks: Why and from whom are we protecting these borrowers, and what policies may be most effective?

Data in Focus PDF
The Philadelphia Fed collects, analyzes, and shares useful data about the Third District and beyond. Learn more about our Partisan Conflict Index.

Research Update PDF
Abstracts of the latest working papers produced by the Federal Reserve Bank of Philadelphia.

  • Last update: March 10, 2020