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Andrew Hertzberg

Economic Advisor and Economist

Phone: (215) 574-6155
Fax: (215) 574-4303
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Curriculum vitae PDF

Publications

  • “Screening on Loan Terms: Evidence from Maturity Choice in Consumer Credit,” with Andres Liberman and Daniel Paravisini, Review of Financial Studies, 31 (2018), pp. 3532–3567.
  • “A Theory of Disclosure in Speculative Markets,” Management Science, 64 (2018), pp. 5461–5959.
  • “Time-Consistent Individuals, Time-Inconsistent Households,” Journal of Finance, forthcoming.
  • “Public Information and Coordination: Evidence from a Credit Registry Expansion,” with Jose Liberti and Daniel Paravisini, Journal of Finance, 66 (2011), pp. 379–412. (Brattle Award: Distinguished Corporate Finance Paper in the Journal of Finance, 2011.)
  • “Information and Incentives Inside the Firm: Evidence from Loan Officer Rotation,” with Jose Liberti and Daniel Paravisini, Journal of Finance, 65 (2010), pp. 795–828. (Brattle Award: First Prize—Best Corporate Finance Paper in the Journal of Finance, 2010.)

Working Papers

  • “Screening on Loan Terms: Evidence from Maturity Choice in Consumer Credit,” with Andres Liberman and Daniel Paravisini, Columbia University, Working Paper 18-05, January 2018. 
  • “Heterogeneous Time Preferences Within the Household,” Columbia University, 2015. (Best Quantitative Paper Prize, 6th Behavioral Finance Working Group Conference, December 2013.) 

Federal Reserve Bank of Philadelphia Economic Insights Articles

Research Interests

  • Household Finance
  • Corporate Finance
  • Organizational Economics
  • Last update: December 10, 2019