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Washington/Baltimore Market

Market Definition

DC – All

MD – the City of Baltimore; Anne Arundel, Baltimore, Carroll, Charles, Frederick, Harford, Howard, Kent, Montgomery, Prince George’s, Queen Anne’s, St. Mary’s, and Washington counties

PA – Franklin and Fulton counties

VA – the cities of Alexandria, Fairfax, Falls Church, Fredericksburg, Manassas, Manassas Park, and Winchester; Arlington, Caroline, Clarke, Culpeper, Essex, Fairfax, Fauquier, Frederick, King George, Loudon, Madison, Orange, Prince William, Rappahannock, Richmond, Stafford, Spotsylvania, Warren, and Westmoreland counties

WV – Berkeley, Hampshire, Jefferson, and Morgan counties

The following table is based on June 30, 2003 FDIC/OTS Summary of Deposits data External Link.

Warning: These data are not updated for mergers and acquisitions; therefore, they should not be used for regulatory applications.

Statistics Data
# Institutions in Market 162
# Branches 2,256
Total Deposits (banks and 50% thrifts; $millions) 121,555.2
Total Deposits (all institutions; $millions) 138,336.7
HHI (including 50% thrift deposits) 674
HHI (all institutions) 619
4-Firm Concentration Ratio (including 50% thrift deposits) 43.8%
4-Firm Concentration Ratio (all institutions) 40.4%

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