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Johnstown Market

Market Definition

PA – Cambria and Somerset counties; St. Claire Township in Westmoreland County;
East Wheatfield Township in Indiana County

The following table is based on June 30, 2006 FDIC/OTS Summary of Deposits data External Link.

Warning: These data are not updated for mergers and acquisitions; therefore, they should not be used for regulatory applications.

Statistics Data
# Institutions in Market 12
# Branches 82
Total Deposits (banks and 50% thrifts; $millions) 2,374.2
Total Deposits (all institutions; $millions) 2,572.5
HHI (including 50% thrift deposits) 1776
HHI (all institutions) 1581
4-Firm Concentration Ratio (including 50% thrift deposits) 80.0%
4-Firm Concentration Ratio (all institutions) 73.8%

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