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Binghamton Market

Market Definition

NY – Broome and Tioga counties, plus the townships of Afton, Coventry, German, Greene, Licklaen, McDonough, Otselic, Oxford, Pharsalia, Pitcher, Preston, and Smithville in Chenango County PA – Susquehanna County.
The following table is based on June 30, 2006 FDIC/OTS Summary of Deposits data .

Warning: These data are not updated for mergers and acquisitions; therefore, they should not be used for regulatory applications.

Statistics Data
# Institutions in Market 11
# Branches 82
Total Deposits (banks and 50% thrifts; $millions) 2,523.6
Total Deposits (all institutions; $millions) 2,873.4
HHI (including 50% thrift deposits) 1492
HHI (all institutions) 1590
4-Firm Concentration Ratio (including 50% thrift deposits) 68.4%
4-Firm Concentration Ratio (all institutions) 72.1%

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