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Consumer Publications

Consumer's Guide to Credit Reports and Credit Scores External Link

Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it's especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus. This site — maintained by the Federal Reserve Board — provides answers to some of the most common, and most important, questions about credit.

Consumer's Guide: Credit Cards External Link

A basic guide to navigating the credit card process. Includes interactive tools and features about understanding your statement, paying off your balance, and how to get the most from your credit cards.

The Credit CARD Act: A Bill of Rights for Credit Cardholders External Link

Provides consumers with information on understanding the Credit CARD Act. It includes a video, a blog, surveys, and other resources.

Do You Know Your Credit Rights?

Summarizes the major consumer protection laws related to credit.

How to Establish, Use & Protect Credit

Discusses how to qualify for credit and use it wisely.

Preventing Payment Card Fraud: Dos and Don'ts PDF (1.40 MB, 8 pages)

Provides consumers with information on how to protect payment cards from loss or theft; also outlines what to do if a payment card is used for fraudulent purchases.

Protecting Yourself Against Identity Theft PDF (493 KB, 8 pages)

Describes the steps consumers should take to protect their personal information and the steps to take if they do become victims.

Understanding & Improving Your Credit Score

Explains what a credit score is and offers some tips to help you increase your score.

What You Need to Know About Payment Cards PDF (1.82 MB, 12 pages)

Provides answers to frequently asked consumer questions on payment cards.

What Your Credit Report Says About You

Explains what a credit report is, how it is used, and why prospective borrowers should obtain copies of their credit report before applying for credit.

  • Last update: February 24, 2016