The seven papers presented during New Perspectives on Consumer Behavior in Credit and Payments Markets used new data and techniques to explore a number of longstanding questions pertaining to the design, and sometimes renegotiation, of financial contracts; the linkages between consumer credit and the real economy; the effects of government policy during the Great Recession; and the effect of timely disclosures about the cost of student loans on borrowing decisions.
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Conference Summary
New Perspectives on Consumer Behavior in Credit and Payments Markets
April 2017
On October 1–2, 2015, the Payments Cards Center and the Research Department of the Federal Reserve Bank of Philadelphia hosted their eighth biennial conference focused on new research in consumer credit and payments.
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