Publications

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Institute publications build on a large body of Philadelphia Fed research comprising more than 200 papers related to consumer credit markets and payment systems. The Institute’s researchers and visiting scholars contribute to this literature.


WP 20-09: From Incurred Loss to Current Expected Credit Loss (CECL): A Forensic Analysis of the Allowance for Loan Losses in Unconditionally Cancelable Credit Card Portfolios

Working Paper

February 2020

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WP 20-06: Debt Collection Agencies and the Supply of Consumer Credit

Working Paper

February 2020

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WP 20-05: Health Insurance as an Income Stabilizer

Working Paper

February 2020

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DP 20-01: Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions

Discussion Paper

February 2020

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WP 20-04: Concentration in Mortgage Markets: GSE Exposure and Risk-Taking in Uncertain Times

Working Paper

January 2020

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WP 19-55: Population Aging, Credit Market Frictions, and Chinese Economic Growth

Working Paper

December 2019

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Literature Database

This resource provides access to bibliographic information from the consumer credit and payments literature and full-text access to Federal Reserve System publications. With the enhanced search functionality, users can explore this comprehensive database of consumer finance content created by the Federal Reserve Bank of Philadelphia.

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