Our mission is to produce leading-edge research on how credit markets and payment systems affect the economy. The Institute sponsors opportunities for scholars, the financial industry, and the public sector to collaborate and share insights on fostering healthy household finances, a stable financial system, and a resilient economy.

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Our researchers span four Bank departments and collaborate with each other and visiting scholars to provide the next level of research.

Meet one of our researchers

Benjamin J. Keys

Assistant Professor of Real Estate, The Wharton School of the University of Pennsylvania

Benjamin Keys

Benjamin Keys, a CFI visiting scholar, focuses on household finance, real estate, applied econometrics, labor economics, and urban economics.

  • Household Finance
  • Real Estate
  • Applied Econometrics
Featured Publications
  • Minimum Payments and Debt Paydown in Consumer Credit Cards
  • Failure to Refinance
  • Regional Redistribution Through the U.S. Mortgage Market
  • Interest Rates and Equity Extraction During the Housing Boom

Publications and Resources

Literature Database

Our continually updated database provides bibliographic citations for journal articles, books, reports, and other publications on consumer credit and payments and links to full-text papers from across the Federal Reserve System.

Search Our Literature Database