Our mission is to produce leading-edge research on how credit markets and payment systems affect the economy. The Institute sponsors opportunities for scholars, the financial industry, and the public sector to collaborate and share insights on fostering healthy household finances, a stable financial system, and a resilient economy.

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Our researchers span four Bank departments and collaborate with each other and visiting scholars to provide the next level of research.

Meet one of our researchers

Keith Wardrip

Research Manager, Community Development & Regional Outreach

Keith Wardrrip

Keith Wardrip focuses his research on topics related to community development, economic development, and household financial stability. His current work centers on employment access, human capital, and workforce development, especially in middle-skills jobs.

  • Employment Access
  • Workforce Development
  • College Affordability

Publications and Resources

Literature Database

Our continually updated database provides bibliographic citations for journal articles, books, reports, and other publications on consumer credit and payments and links to full-text papers from across the Federal Reserve System.

Search Our Literature Database