Our mission is to produce leading-edge research on how credit markets and payment systems affect the economy. The Institute sponsors opportunities for scholars, the financial industry, and the public sector to collaborate and share insights on fostering healthy household finances, a stable financial system, and a resilient economy.

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Our researchers span four Bank departments and collaborate with each other and visiting scholars to provide the next level of research.

Meet one of our researchers

Daniel J. Grodzicki

Assistant Professor of Economics, Department of Economics, Pennsylvania State University

Daniel Grodzicki

Daniel Grodzicki, a CFI visiting scholar, studies consumer finances, most recently the impact of social insurance on recipients’ financial health.

  • Industrial Organization
  • Consumer Finance
  • Public Finance
Featured Publications
  • Competition and Customer Acquisition in the U.S. Credit Card Market
  • Demand for Consumer Credit Card Services
  • Credit Card Indebtedness and Community Influence
  • Medicaid and Financial Health
  • The Evolution of Competition in the Credit Card Market

Publications and Resources

Literature Database

Our continually updated database provides bibliographic citations for journal articles, books, reports, and other publications on consumer credit and payments and links to full-text papers from across the Federal Reserve System.

Search Our Literature Database