WP 23-05/R – This paper examines wildfires’ impact on mortgage repayment using novel data that combines property-level damages and mortgage performance data.
WP 23-28 – Using a unique data set of unsolicited credit card offer mailings by banks to consumers, we investigate how opioid abuse affects consumer credit supply in the U.S.
Federal Reserve Bank of Philadelphia
In this CFI Research Brief, I examine whether the sharp rise in rents since the start of the COVID-19 pandemic has been associated with a deterioration in the household finances of renters.
The Philadelphia Fed has one of the largest concentrations of housing and mortgage experts in the Federal Reserve System. This CFI in Focus article describes how we engage in housing- and mortgage-related topics in monetary policy, bank supervision, public outreach and convenings, and in producing research and data resources.
WP 23-25 – This paper documents large racial disparities in the ability of homeowners to access their housing wealth without moving.
WP 23-29 – This paper combines data on current and future property-level physical risk from major climate-related perils (storms, floods, hurricanes, and wildfires) that owner-occupied single-family residences face with data on local economic characteristics to study the geographic and demographic distribution of such risks in the contiguous United States.