Our mission is to produce leading-edge research on how credit markets and payment systems affect the economy. The Institute sponsors opportunities for scholars, the financial industry, and the public sector to collaborate and share insights on fostering healthy household finances, a stable financial system, and a resilient economy.
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Our researchers span four Bank departments and collaborate with each other and visiting scholars to provide the next level of research.
Meet one of our researchers
Igor Livshits
Economic Advisor and Economist, Research Department
Igor Livshits is currently studying the cyclicality of debt and bankruptcies, debt restructuring, and building credit histories.
Expertise
- Macroeconomics Theory
- Consumer Debt
- Personal Bankruptcy
- Political Economy
- Asymmetric Information
Featured Publications
- Building Credit History with Heterogeneously Informed Lenders
- Aggregate Fluctuations, Consumer Credit and Bankruptcy
- Consumer Bankruptcy: A Fresh Start
- Accounting for the Rise in Consumer Bankruptcies
- The Democratization of Credit and the Rise in Consumer Bankruptcies
Publications and Resources
Literature Database
Our continually updated database provides bibliographic citations for journal articles, books, reports, and other publications on consumer credit and payments and links to full-text papers from across the Federal Reserve System.
Search Our Literature Database
