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Many people contributed to this report. In particular, the authors wish to thank Alan Mallach for his significant contribution to Chapter 5 and valuable insights on several other sections of the report. Sally Burke played a key role by preparing the Executive Summary and providing essential editing on all chapters and appendices. In addition, the authors would like to thank Dede Myers, Rick Lang, Amy Lempert, Danilo Pelletiere, Joseph Ott, Elizabeth Hersh, and Diane Kinnane for their helpful comments and suggestions.

We also wish to thank the National Low Income Housing Coalition for sharing its cost burden methodology with us and for the database it developed using 2005 and 2006 American Community Survey PUMS files for the state of Pennsylvania.

We are grateful for the excellent data analysis completed by Christine Quinn, Community Affairs Department intern and La Salle University student.

In addition, we would like to thank Christian Lepore and Theresa Halpin, of the Philadelphia Fed’s web team, for preparing the report for the web. We also thank John Wackes and Dianne Hallowell for producing the maps and Ashlan Taylor for preparing the study for print.

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