The community development data dashboard provides insight into economic and housing conditions and trends in low- and moderate-income (LMI) communities. Some data sets are available for LMI neighborhoods, while others provide information for borrowers or households with low or moderate incomes. Often, this kind of information is presented for a city, region, state, or the U.S. as a whole but does not illuminate differences within a given geography. By reporting trends and conditions by income category, this resource can help shed light on whether aggregate statistics for a given geography also reflect the experiences of LMI communities within that geography or whether there are meaningful differences that warrant additional exploration.
Federal Reserve Bank of Philadelphia
Please contact Keith Wardrip (215-574-3810) with any questions or to suggest an organization for our lists.
The Community Development Data Inventory provides information on a collection of publicly available data sets and is intended to help community development practitioners and researchers identify relevant resources for their work. The inventory includes data sets related to housing and homelessness, the economy and employment, and household financial stability, as well as more general resources and online mapping solutions.
This research compares mortgage lending patterns in low- and moderate-income neighborhoods and among low- and moderate-income borrowers with their middle- and upper-income counterparts. The analysis covers lending between 2004 and 2012 and explores originations and rejection rates for home loans by purpose (e.g., purchase, refinance), type (e.g., conventional, Federal Housing Administration), high-cost lending, oversight by federal regulatory agencies, and lender size. Separate documents are available for the U.S. as a whole and for the Third District of the Federal Reserve System.
The Rental Housing Affordability data tool enables users to examine trends in rental housing affordability in Third District states from 2005 to 2014. Additionally, the tool includes demographic and economic profiles of cost-burdened, lower-income renters to enable users to better identify vulnerable groups and inform the development of programs and services.
This tool provides interactive and downloadable fact sheets for each of the Third District states (Delaware, New Jersey, and Pennsylvania) and the following areas:
Note: Estimates from prior reports published by the Community Development Studies & Education Department should not be compared with estimates in this analysis because of the differences in the geographic areas covered, data sets used, and methodologies employed. See Methodology for details. For copies of the historical reports, contact Eileen Divringi.
The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels. The CCE enables users to look at quarterly changes in credit use indicators from 2005 to 2015 and to compare indicators across different areas. Users can analyze overall credit access, median debt levels, and delinquency rates for a variety of credit types (e.g., auto loans, student loans, mortgages, credit cards). Also, users can choose to focus specifically on consumers in low- and moderate-income neighborhoods, nonprime consumers, and consumers in different age categories.
The following resources provide valuable local-level information that can be of use to those who work in community development. With one exception, these resources are not affiliated with the Federal Reserve Bank of Philadelphia.