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Community Development Data Dashboard

The community development data dashboard provides insight into economic and housing conditions and trends in low- and moderate-income (LMI) communities. Some data sets are available for LMI neighborhoods, while others provide information for borrowers or households with low or moderate incomes. Often, this kind of information is presented for a city, region, state, or the U.S. as a whole but does not illuminate differences within a given geography. By reporting trends and conditions by income category, this resource can help shed light on whether aggregate statistics for a given geography also reflect the experiences of LMI communities within that geography or whether there are meaningful differences that warrant additional exploration.

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Find out when information for community development publications and events is released.

 

Contact Us

Federal Reserve Bank of Philadelphia
Community Development Studies & Education Department
Ten Independence Mall
Philadelphia, PA 19106-1574

(215) 574-6037 – phone
(215) 574-2512 – fax

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  • Community Profiles
  • Consumer Credit
  • Mortgage Lending
  • Rental Housing Affordability
  • Additional Resources

Introduction

The Community Development Studies & Education Department has compiled information on each region within the Third Federal Reserve District and has developed a suite of materials that the department calls community profiles. We hope these profiles are useful for banks and other stakeholders in identifying the credit and investment needs of their communities, the funding sources available to meet those needs, and the organizations providing services to low- and moderate-income communities in each region.

Simply click on a metropolitan area in the map, and you’ll find links below the map: four American Community Survey reports produced by the U.S. Census Bureau, an interactive map for that area, and a spreadsheet with information on bank locations based on data collected by the FDIC. You’ll also find lists of community organizations and funding sources that are operating in the selected metropolitan area.

Allentown-Bethlehem-Easton Altoona Atlantic City-Hammonton Bloomsburg-Berwick Camden Chambersburg-Waynesboro Dover East Stroudsburg Gettysburg Harrisburg-Carlisle Johnstown Lancaster Lebanon Montgomery-Bucks-Chester Ocean City Ocean County Philadelphia Pike County Reading Scranton-Wilkes-Barre-Hazleton State College Sussex County Trenton Vineland-Bridgeton Williamsport Wilmington York-Hanover

 

Please contact Keith Wardrip E-Mail (215-574-3810) with any questions or to suggest an organization for our lists.

Consumer Credit Data

The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels. The CCE enables users to look at quarterly changes in credit use indicators from 2005 to 2015 and to compare indicators across different areas. Users can analyze overall credit access, median debt levels, and delinquency rates for a variety of credit types (e.g., auto loans, student loans, mortgages, credit cards). Also, users can choose to focus specifically on consumers in low- and moderate-income neighborhoods, nonprime consumers, and consumers in different age categories.

HMDA Data

The Home Mortgage Explorer draws from publicly available Home Mortgage Disclosure Act (HMDA) data and enables users to explore trends in residential mortgage lending between 2010 and 2015 for national, state, metropolitan, and nonmetropolitan geographies. The Explorer includes information on the number of originated mortgages, application denial rates, and the reasons given by lenders for denying applications. Trends can be examined by loan type (e.g., conventional, Federal Housing Administration) and loan purpose (e.g., home purchase, refinance), and all measures are provided by applicant and neighborhood income.

Rental Housing Affordability

The Rental Housing Affordability data tool enables users to examine trends in rental housing affordability in Third District states from 2005 to 2014. Additionally, the tool includes demographic and economic profiles of cost-burdened, lower-income renters to enable users to better identify vulnerable groups and inform the development of programs and services.

This tool provides interactive and downloadable fact sheets for each of the Third District states (Delaware, New Jersey, and Pennsylvania) and the following areas:

  • Allentown–Bethlehem–Easton, PA–NJ MSA
  • Atlantic City–Hammonton, NJ MSA
  • Dover, DE MSA
  • East Stroudsburg, PA MSA
  • Erie, PA MSA
  • Harrisburg–Carlisle, PA MSA
  • Lancaster, PA MSA
  • Lebanon, PA MSA
  • Philadelphia–Camden–Wilmington, PA–NJ–DE–MD MSA
  • City of Philadelphia, PA
  • Pittsburgh, PA MSA
  • Reading, PA MSA
  • State College, PA MSA
  • Trenton, NJ MSA
  • York–Hanover, PA MSA

Note: Estimates from prior reports published by the Community Development Studies & Education Department should not be compared with estimates in this analysis because of the differences in the geographic areas covered, data sets used, and methodologies employed. See Methodology for details. For copies of the historical reports, contact Eileen Divringi.

Additional Resources

The following resources provide valuable local-level information that can be of use to those who work in community development. With two exceptions, these resources are not affiliated with the Federal Reserve Bank of Philadelphia.