The Federal Reserve Bank of Philadelphia’s Supervisory Research Forum (SURF) and Consumer Finance Institute (CFI) co-organized their Fifth Biennial Auto Lending Conference focusing on trends in auto lending.
The hybrid conference included presentations, case studies, and panel discussions. The event aimed to provide regulators, lenders, industry experts, and academic contributors an opportunity to share research, views, and opinions on emerging risks, challenges, and the industry landscape more broadly.
The workshop covered an array of topics:
- Current State of the Auto Lending Market
- Credit Score Trends Through the Lens of Auto Lending
- A Panel on the Outlook for Electric Vehicle Sales Under the Inflation Reduction Act — Implications for Auto Financing
- Consumer Compliance and Fair Lending Regulations and Practices
- Advanced Topics in Auto Analytics
- Pandemic’s Effect on Lender Choices, Lease Pricing, and Inflation
- Auto Market Insights for Lenders
Review the conference agenda.
Download Presentations from Select Speakers
Current State of the Auto Lending Market by Sharon Tang and Grace Bai, Federal Reserve Bank of Philadelphia
FICO Score Trends Through the Lens of Auto Lending by Tommy Lee, FICO
The Outlook for Electric Vehicle Sales Under the Inflation Reduction Act (IRA): Implications for Auto Financing by Kristin Dziczek, Federal Reserve Bank of Chicago
Outlook for Electric Vehicle Sales Under the Inflation Reduction Act by David Schwietert, Alliance for Automotive Innovation
The Outlook for Electric Vehicle Sales Under the Inflation Reduction Act by Andrew D. Koblenz, National Automobile Dealers Association
Outlook for Electric Vehicle Sales Under the Inflation Reduction Act by Colin Langan, Wells Fargo Securities
FTC’S Fair Lending Enforcement by Helen Clark, Federal Trade Commission
Invisible Primes: The Use of Alternative Credit Data in Auto Underwriting by Kenneth Benton, Federal Reserve Bank of Philadelphia
The Market for Used Battery Electric Vehicles — A Viable Mechanism for Providing Access to a New Vehicle Propulsion Technology? by Levi Bognar, Thomas Klier, Leslie McGranahan, Federal Reserve Bank of Chicago
On the Convergence of Credit Risk in Current Consumer Automobile Loans by Jackson P. Lautier, Vladimir Pozdnyakov, Jun Yan, University of Connecticut
Who Provides Credit in Times of Crisis? Evidence from the Auto Loan Market by José J. Canals-Cerdá and Brian Jonghwan Lee, Federal Reserve Bank of Philadelphia
Auto’s Contribution to Core CPI: Pandemic Effects by Kejia Wu, Federal Reserve Bank of Philadelphia
Auto Market Update by Jonathan Smoke, Cox Automotive
Contact
For program-related questions, please contact chellappan.ramasamy@phil.frb.org or jason.keegan@phil.frb.org.