The Consumer Finance Institute and the Research Department of the Federal Reserve Bank of Philadelphia will host their 11th biennial conference focusing on new research in consumer credit and payments on Thursday, September 9, and Friday, September 10. This year’s conference will be held at the Federal Reserve Bank of Philadelphia or online, depending on the pandemic situation, to ensure the health and safety of our participants.

The landscape of household finance and consumer payments is evolving rapidly, and this conference seeks to capture the latest research. We encourage researchers to submit theoretical and empirical studies that reflect the entire range of approaches and methodologies. We also encourage submissions that address the design and efficacy of regulations for consumer credit markets.

The following list of suggested topics is not intended to be exclusive:

  • COVID-19 pandemic, consumer credit, and the real economy
  • Social, racial, and gender equity in household finance
  • Climate change and consumer credit
  • Consumer credit default, bankruptcy, forbearance, and foreclosure
  • Regulation of consumer finance and payments
  • Economics of emerging real-time payments, and digital currencies
  • Applications of new data and techniques to consumer credit and payments

To upload an electronic copy (PDF only) of a paper by the submission deadline of June 1, please click here.