As the Federal Reserve Bank of Philadelphia, we oversee holding companies and state-chartered member banks throughout the Third Federal Reserve District. We promote safety and soundness, ensure customers are treated fairly, and serve as a center of knowledge and resources for our District.

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Regulatory Resources

We ensure that the institutions we oversee follow the laws and regulations outlined by our Federal Reserve System. These responsibilities include making recommendations on applications and notifications filed by the institutions we regulate.


Mergers & Acquisitions

The primary function of the Mergers & Acquisitions Unit is to act upon and make recommendations on applications and notifications filed by state member banks, bank holding companies, savings and loan companies, financial holding companies, and foreign banking organizations subject to Federal Reserve Bank of Philadelphia supervision.