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Regulations Contacts

The following is a list of contacts at the Federal Reserve Bank of Philadelphia who can answer questions regarding banking, consumer protection, and Community Reinvestment Act regulations issued by the Federal Reserve Board and other federal agencies.

To obtain copies of the Regulations, please call (215) 574-6568.

Banking Regulations

Regulation A — Extensions of Credit by Federal Reserve Bank

Gail Todd (215) 574-3886
Glenn Fuir (215) 574-7286

Regulation D — Reserve Requirements of Depository Institution (Reserves)

Joseph J. Anastasio (800) 372-2011

Regulation F — Interbank Liabilities

Lorraine Lopez (215) 574-6596

Regulation H — State Bank Membership

Judy Lynn (215) 574-6171

Regulation I — Capital Stock

Joe Rhoades (215) 574-6138

Regulation J — Collection of Checks and Other Items

Jeanne Rentezelas (215) 574-6390

Regulation K — International Banking Operations

William Wisser (215) 574-7267

Regulation L - Interlocking Bank Directorates (Clayton Act)

Judy Lynn (215) 574-6171

Regulation N — Relations with Foreign Banks

William Wisser (215) 574-7267

Regulation O — Loans to Executive Officers

William Wisser (215) 574-7267

Regulation Q — Capital Adequacy of BHCs, SLHCs, and SMBs

William Wisser (215) 574-7267

Regulation R — Exceptions for Banks from the Definition of Broker in the Securities Exchange Act of 1934

Brian Wormley (215) 574-3975

Regulation S — Reimbursements to Financial Institutions for Providing Financial Records

Kenneth Benton (215) 574-6689

Regulation T — Credit by Brokers and Dealers

Brian Wormley (215) 574-3975

Regulation U — Loans by Banks - Listed Stocks

Brian Wormley (215) 574-3975

Regulation W — Transactions between Banks and Their Affiliates

James Adams (215) 574-4325
William Wisser (215) 574-7267
Robert Ilik (215) 574-6093

Regulation X — Rules Governing Borrowers Who Obtain Securities Credit

Brian Wormley (215) 574-3975

Regulation Y — Bank Holding Company Regulation

William Wisser (215) 574-7267

Regulation FF — Obtaining and Using Medical Information in Connection with Credit

Jill Ferguson (215) 574-6449

Regulation GG — Prohibition on Funding of Unlawful Internet Gambling

William Brown (215) 574-7291
Adina Himes (215) 574-7312

Regulation HH — Designated Financial Market Utilities

William Wisser (215) 574-7267

Regulation II — Debit Card Interchange Fees and Routing

William Wisser (215) 574-7267

Regulation JJ — Incentive-Based Compensation Arrangements

William Wisser (215) 574-7267

Regulation KK — Margin and Capital Requirements for Covered Swap Entities

Robert Ilik (215) 574-6093

Regulation LL — Savings and Loan Holding Companies

William Brown (215) 574-7291
Brian Wormley (215) 574-3975
Judy Lynn (215) 574-6171

Regulation MM — Mutual Holding Companies

William Brown (215) 574-7291
Brian Wormley (215) 574-3975
Judy Lynn (215) 574-6171

Regulation NN — Retail Foreign Exchange Transactions

Ryan Bolig (215) 574-6509

Regulation OO — Securities Holding Companies

Judy Lynn (215) 574-6171

Regulation PP — Definitions Relating to Title I of the Dodd-Frank Act

Robert Ilik (215) 574-6093

Regulation QQ — Resolution Plans

William Wisser (215) 574-7267

Regulation RR — Credit Risk Retention

James Adams (215) 574-4325
Ryan Bolig (215) 574-6509

Regulation TT — Supervision and Regulation Assessments of Fees

William Wisser (215) 574-7267

Regulation VV — Proprietary Trading and Relationships with Covered Funds

Andrea Anastasio (215) 764-9067

Regulation WW — Liquidity Risk Measurement Standards

Atul Dholakia (215) 574-4010
Andrea Anastasio (215) 764-9067

Regulation XX — Concentration Limit

James Adams (215) 574-4325

Regulation YY — Enhanced Prudential Standards

Matthew Frame (215) 518-6733

Consumer Protection Regulations

Contact Regulations Assistance at (215) 574-6568 for questions regarding the following consumer protection law and regulations:

Regulation B — Equal Credit Opportunity Act
Regulation C — Home Mortgage Disclosure Act
Regulation D — Reserve Requirements of Depository Institution (withdrawal/transfer limits for savings/MMDA accounts)
Regulation E — Electronic Fund Transfers Act
Regulation H — Flood Insurance
Regulation M — Consumer Leasing Act
Regulation P — Privacy of Consumer Financial Information
Regulation V — Fair Credit Reporting Act (FCRA)
Regulation X — Real Estate Settlement Procedures Act (RESPA)
Regulation Z — Truth in Lending Act
Regulation BB — Community Reinvestment Act
Regulation CC — Expedited Funds Availability Act
Regulation DD — Truth in Savings Act
Children's Online Privacy Protection Act
Civil Servicemembers Relief Act
Electronic Signatures in Global and National Commerce Act (E-Sign Act)
Fair and Accurate Credit Transaction Act (FACTA)
Fair Credit Reporting Act (FCRA)
Fair Housing Act
Military Lending Act (MLA)
Right to Financial Privacy Act
Treasury Garnishment Rule for Federal Benefits
Unfair or Deceptive Act or Practices (Federal Trade Commission Act)

Community Reinvestment Regulations

Contact Micah Spector at (215) 574-7118 for questions regarding the following Community Reinvestment Act regulations:

Regulation G — Disclosure and Reporting of CRA-Related Agreements
Regulation BB — Community Reinvestment

Contact Us

Federal Reserve Bank
of Philadelphia
Supervision, Regulation & Credit
Ten Independence Mall
Philadelphia, PA 19106-1574

phil.src.admin@phil.frb.org