The Economy

We produce and compile research and data on the overall economy, banking and financial markets. Our goal is to help financial institutions operate in a safe manner and support a robust U.S. financial system.

Macroeconomics

Working Paper

Inference Based on Scale, Label, and Economic Restrictions

WP 26-36 – The results of nearly 100 prominent studies in empirical macroeconomics have been called into question by Baumeister and Hamilton (2018).

Monetary Policy

Working Paper

The Dynamics of Ample Reserves

WP 26-34 – How monetary policy is implemented can have significant implications for the dynamics of the central bank’s balance sheet.

State Coincident Indexes

Monthly index of general economic conditions for each of the 50 states

Regional Economics

Working Paper

Is Mortgage Lock-In Responsible for Housing Market Tightness?

WP 26-33 – Elevated mortgage rates discourage homeowners from moving, as relocating triggers a reset of mortgage terms — a phenomenon termed “lock-in.”

Event

Oct

9-10

2026

2026 Conference on Real-Time Data Analysis, Methods, and Applications

Federal Reserve Bank of Philadelphia

Macroeconomics

Article

Forecasting Recessions Using an “At-Risk” Transformation to Identify Unusual Weakness in Indicators

Research in Focus — The Philadelphia Fed’s Minchul Shin and his coauthor forecast recessions by transforming economic indicators into binary signals, often outperforming alternative methods.

Underwater: Strategic Trading and Risk Management in Bank Securities Portfolios

WP 25-31/R – We use bond-level data to study how U.S. banks managed securities portfolio risk during the 2022–23 interest-rate surge.