The Economy

We produce and compile research and data on the overall economy, banking and financial markets. Our goal is to help financial institutions operate in a safe manner and support a robust U.S. financial system.

The Economy

Article

Harvesting Historical Data with LLMs

Economic Insights — Researchers at the Philadelphia Fed are using large language models to do what was once too expensive and time-consuming to do at scale: collect and analyze data from historical records.

Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

Fintech Conference Explores Innovations, Regulation, and the Future of Finance

The Philadelphia Fed’s Ninth Annual Fintech Conference took place on November 12 and 13. This conference series helps lead the conversation on what financial innovations mean for the future.

Decay, Abandonment, and . . . Profits? An Unlikely Combination in Real Estate Markets

Research in Focus — Can property insurance be too generous? Four economists look at the consequences of a program that promised outsized benefits.

Event

Jan

2

2026

Day-Ahead Conference on Financial Markets and Institutions

Federal Reserve Bank of Philadelphia

Who Remains Unbanked in the United States and Why?

WP 25-02/R – This paper conducts a detailed exploration of the factors associated with unbanked status among U.S. households and how these relationships evolved between 2015 and 2019.

Fujita, Moscarini, and Postel-Vinay Employer-to-Employer Transition Probability

Fujita, Moscarini, and Postel-Vinay Employer-to-Employer Transition Probability tracks the rate at which U.S. workers transition from one employer to another in a given month.