Cascade is a community development publication produced four times a year by the Community Development Studies and Education Department. Cascade has a primary readership in financial institutions, nonprofits, and government agencies in the Third Federal Reserve District.
To search by topic, use the index of articles.
This issue focuses on financial education and literacy. The articles examine an initiative that provides individual development accounts for young people aging out of foster care, innovations from Doorways to Dreams on prize-linked savings and mobile devices, a joint partnership between the United Way and a state agency that provides financial coaching and education throughout Delaware, lessons from the Philadelphia Fed’s Keys to Financial Success personal finance course, results of a research study on the influence of financial literacy on high-cost borrowing, and Clarifi’s new approach to “embed” services in health-care centers and add coaching and mentoring services.
This issue focuses on a range of affordable housing issues. Articles on rental housing examine the following: renters’ housing costs (analysis from the Joint Center for Housing Studies of Harvard University); the preservation of affordable rental housing in Pennsylvania, New Jersey, and Delaware; a PSE&G program that finances energy improvements in multifamily buildings in New Jersey; and rental housing affordability (Mapping Our Community). Coverage on supportive housing includes an analysis of a Delaware program that combines housing subsidies and supportive services and a national perspective from the Corporation for Supportive Housing. The issue also includes coverage of the single-family repair programs Habitat for Humanity and Rebuilding Together and a research study on housing alternatives for homeless families.
This issue provides highlights from the 2014 Reinventing Older Communities: Bridging Growth & Opportunity conference. The major themes of intergenerational mobility and equitable growth and subthemes of education, employment, and revitalization appear throughout the issue. The articles focus on measuring intergenerational mobility and economic growth in the Third Federal Reserve District; reversing the cycle of poverty through education and mentoring as well as workforce development; exploring the future of community development corporations (CDC) and measuring CDC impact; understanding changes in the housing market; using data visualization as a community development tool; and learning lessons from the Fund for Our Economic Future's work in Ohio. Visit www.philadelphiafed.org/ROC2014 for presentations, audio recordings, and videos of the 2014 Reinventing Older Communities conference.
This issue focuses on ways to strengthen household financial stability after the recession, why the unbanked use alternative financial services, the use of tax-time savings programs to build assets, the Cities for Financial Empowerment Coalition, and student loan debt. It also includes an interview with Sandra Braunstein of the Federal Reserve Board of Governors on the Federal Reserve’s role in community development, a Mapping Our Community feature on the distribution of household income, and a memorial to Frederick Heldring, former Philadelphia bank CEO and a founder of the Delaware Valley Mortgage Plan.