Community Development Data Dashboard

HMDA Data

This research compares mortgage lending patterns in low- and moderate-income neighborhoods and among low- and moderate-income borrowers with their middle- and upper-income counterparts. The study period covers the lead-up to the housing market peak and its subsequent collapse by presenting data from 2004 to 2010. The analysis explores originations and rejection rates for home loans by purpose (e.g., purchase, refinance), type (e.g., conventional, Federal Housing Administration), high-cost lending, oversight by federal regulatory agencies, and lender size. Separate documents are available for the U.S. as a whole and for the Third District of the Federal Reserve System.

Rental Housing Data

Using the most recent data available, this suite of materials provides information on rental housing affordability conditions and trends in the Third Federal Reserve District from 2005 through 2010. This analysis not only explores the proportion of renters in the Third District with a housing cost burden but also investigates whether there are sufficient numbers of affordable rental units to meet the needs of low-income households.  Estimates are available for the Third District as a whole, as well as for the states, metropolitan statistical areas (MSAs), and counties that lie within the District. See Affordability and Availability of Rental Housing in the Third Federal Reserve District: 2012.

Consumer Credit Data

Information from a leading consumer credit bureau has been analyzed based on the income of the consumer’s neighborhood. Learn more about median debt levels, access to credit, and delinquency rates in LMI communities by exploring our analysis of consumer credit data.

Additional Resources

The following resources provide valuable local-level information that can be of use to those who work in community development. With one exception, these resources are not affiliated with the Federal Reserve Bank of Philadelphia.

• American FactFinder : For data currently produced by the U.S. Census Bureau, including American Community Survey and decennial census data.
• Federal Financial Institutions Examinations Council (FFIEC) : For HMDA and CRA data.
• Federal Reserve Bank of Philadelphia’s Map Your Community: A mapping interface developed by PolicyMap that provides a snapshot of current and historical economic and demographic conditions.
• Foreclosure-Response.org : For data on delinquency and foreclosure risk.
• HUD Community Planning & Development Maps : A mapping interface with access to numerous HUD data sets, including CDBG and HOME investments.
• HUD Policy Development & Research : For fair market rents, income limits, CHAS data, USPS vacancy data, and the location of subsidized properties.
• PolicyMap : A mapping interface with access to numerous data sets from a wide variety of sources.