Consumer Booklets
How to Establish, Use & Protect Credit
Discusses how to qualify for credit and use it wisely.
Preventing Payment Card Fraud: Dos and Don’ts
Provides consumers with information on how to protect payment
cards from loss or theft; also outlines what to do if a
payment card is used for fraudulent purchases.
(PDF, 205 KB, 8 pages)
Protecting Yourself Against Identity Theft
Describes the steps consumers should take to protect their personal information and the steps to take if they do become victims. (PDF, 209 KB, 8 pages)
What You Need to Know About Payment Cards
Provides answers to frequently asked consumer questions on payment cards. (PDF, 260 KB, 12 pages)
What Your Credit Report Says About You
Explains what a credit report is, how it is used, and why prospective borrowers should obtain copies of their credit report before applying for credit.
Who We Are, What We Do
Explains the mission and activities of the Federal Reserve Bank of Philadelphia and the Federal Reserve System.
Your Credit Rating
Explains what a credit rating is and why it is important to protect it.
Your Credit Rights
Summarizes the major consumer protection laws related to credit.


