Workshops
The Center sponsors a series of in-house workshops at which invited guests lead discussions on a variety of subjects related to the payment cards industry. These informal meetings serve to inform the larger group of Reserve Bank professionals about alternative perspectives regarding current issues and developments affecting the industry. The following is a list of workshops that the PCC has sponsored.
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2008
Building a New Card Network: Challenges and Opportunities for a Payment Processor
May 2008
- Bob Carr, Chairman and Chief Executive Officer
Heartland Payment Systems
Financial Services in Health Care
April 2008
- Sarah Phelps, Senior Manager
First Annapolis Consulting
2007
Alternative Data and Its Increasing Use in Credit Scoring Underserved Consumers
November 2007
Discussion Paper (PDF, 152 KB, 18 pages)
- Arjan Schütte, Associate Director
The Center for Financial Services Innovation - Jennifer Tescher, Director
The Center for Financial Services Innovation
Unlocking the Risk-Based Pricing Puzzle: Keys to Cutting Credit Card Costs
June 2007
Discussion Paper (PDF, 210 KB, 20 pages)
- Jeanne M. Hogarth, Program Manager
Board of Governors of the Federal Reserve System
An Update on Trends, Attitudes, and Perspectives on Debit Cards: Recent Survey Results
March 2007
Discussion Paper (PDF, 119 KB, 12 pages)
- Stan Paur, Chairman
PULSE EFT Association LP, a Discover Financial Services LLC company - Tony Hayes, Vice President
Dove Consulting, a division of Hitachi Consulting
Recent Developments in the Payments Industry: Exploring Alternative Outcomes
February 2007
- Kenneth Posner, Managing Director Specialty and Mortgage Finance
Morgan Stanley
The Merchant-Acquiring Side of the Payment Card Industry: Structure, Operations, and Challenges
January 2007
Discussion Paper (PDF, 267 KB, 29 pages)
- Marc Abbey, Partner
First Annapolis Consulting
2006
Community Banks: Payment Practices & Technology Choices
November 2006
2006 Community Bank Technology Survey Results
2006 Community Bank Payments Survey Results
- Viveca Ware, Director
Independent Community Bankers of America - Cary Whaley, Associate Director
Independent Community Bankers of America
The Cost of Being Late: The Case of Credit Card Penalty Fees
August 2006
Working Paper (PDF) 
- Barry Scholnick, Professor
University of Alberta
U.S. Debit Industry Overview
August 2006
Discussion Paper (PDF)
- Ronald Congemi, Senior Vice President
First Data Corporation
Bankruptcy Reform and the “Sweat Box” of Credit Card Debt
July 2006
- Ronald J. Mann, Professor
University of Texas School of Law
The Minimum Payment Warnings Required by the New Bankruptcy Law
May 2006
- Thomas Durkin, Senior Economist
Board of Governors of the Federal Reserve System
Anti-Money Laundering and Stored-Value Cards
March 2006
Discussion Paper (PDF)
- Patrice Motz, Of Counsel
Bryan Cave LLP - Paul Silverstein, Executive VP
Epoch Data Inc.
Cards, Credit, and Bankruptcy
January 2006
Working Paper (PDF)
- Ronald J. Mann, Professor
University of Texas School of Law
2005
Stored-Value Cards: A Method of Electronic Payment for Unbanked and Underserved Consumers
March 2005
Discussion Paper (PDF)
- Sherrie L.W. Rhine, Senior Economist
Federal Reserve Bank of New York - Sabrina Su, Community Affairs Analyst
Office of Regional and Community Affairs
Federal Reserve Bank of New York
Prepaid Cards — A Look at Today and Tomorrow
January 2005
Discussion Paper (PDF)
- Gary Palmer, Chief Operating Officer and Co-Founder
WildCard Systems
2004
Consumer Payments Law and the Need for Uniform Federal Standards
October 2004
Discussion Paper (PDF)
- Mark Budnitz, Professor
Georgia State University School of Law
Why Invest in Payment Innovations?
September 2004
2003
Emerging Payments Occasional Papers Series, No. 1B (PDF)
- Sujit Chakravorti, Senior Economist
Federal Reserve Bank of Chicago
Credit Report Accuracy and Access to Credit
September 2004
Summer
2004 Bulletin Article (PDF)
- Robert B. Avery, Senior Economist
Federal Reserve Board of Governors
Business-to-Business Electronic Payments
July 2004
- Brian Triplett, Vice President
Visa Commercial Solutions
Attacking the Death Star
May 2004
- Kenneth A. Posner, Managing Director Specialty and Mortgage
Finance
Morgan Stanley
Prepaid Cards:
What Are They and How Are They Currently Regulated?
January 7, 2004
Discussion Paper (PDF)
- Judie Rinearson, Group Counsel
American Express
2003
Beating Down the
Crooks: Fighting Identity Theft and Consumer Fraud
October 3, 2003
Discussion Paper (PDF)
- Avivah Litan, Vice President and Research Director
Gartner Inc.
Consumer Bankruptcy and Unsecured
Lenders
September 8, 2003
Discussion Paper (PDF)
- Melissa Jacoby, Professor
Temple University School of Law
A Credit Counseling Overview
May 23, 2003
Discussion Paper (PDF)
- Matt Holub, Assistant Vice President of Collections
Loss Management
Chase Cardmember Services - Rob Hughes, Vice President of Collections Loss
Management
Chase Cardmember Services - Ralph Jarrell, Assistant Vice President of Collections
Loss Management
Chase Cardmember Services - Chris Kohl, Vice President of Collections Loss
Management
Chase Cardmember Services - Kevin Murphy, Managing Director of Collections
Department
Juniper Bank - Lisa Wilson, Director of Collections Strategy
Juniper Bank
Credit Score Accuracy and Implications for
Consumers
March 25, 2003
- Brad Scriber, Housing Coordinator
Consumer Federation of America
A Survey of Recent Literature on Credit Card
Networks
February 28, 2003
Workshop Details
Paper
(PDF)
- Sujit Chakravorti, Senior Economist
Emerging Payments and Policy Department
Federal Reserve Bank of Chicago
A Guide to the ATM and Debit Card
Industry
February 12, 2003
Paper (PDF; 2006 update)
- Stuart Weiner, Vice President &
Economist
Payment Systems Research Department
Federal Reserve Bank of Kansas City - Terri Bradford, Consulting Analyst
Payment Systems Research Department
Federal Reserve Bank of Kansas City - Fumiko Hayashi, Economist
Payment Systems Research Department
Federal Reserve Bank of Kansas City
2002
Voting
With Your Feet: Consumers’ Problems With Credit Cards And Exit
Behaviors
December 17, 2002
Discussion Paper (PDF)
- Jeanne M. Hogarth, Program Manager
Consumer Polices Section
Board of Governors of the Federal Reserve System - Marianne A. Hilgert, Research Assistant
Consumer Polices Section
Board of Governors of the Federal Reserve System
An Overview of Credit Bureau Records
November
25, 2002
February
2003 Bulletin Article (PDF)
- Paul S. Calem, Senior Economist
Division of Research and Statistics
Board of Governors of the Federal Reserve System
Update on Securitization: Credit Cards and Other ABS
Markets
October 25, 2002
Discussion Paper (PDF)
- Mark H. Adelson, Director & Head of Structured
Finance Research
Nomura Securities International
Managing Consumer Relations at
TransUnion
October 16, 2002
- Mary C. Lane, Director of Consumer Relations
TransUnion
Arbitration: Alternative Dispute Resolution in the
Credit Card Industry
September 26, 2002
Discussion Paper (PDF)
- Alan S. Kaplinsky, Senior Partner and Head of the
Consumer Financial Services Group
Ballard Spahr Andrews & Ingersoll, LLP.
Managing Global Privacy
May 7, 2002
Discussion Paper (PDF)
- Benjamin Robinson, Chief Privacy
Officer
MasterCard International
An Overview and History of Credit
Reporting
April 5, 2002
Discussion Paper (PDF)
- Dan Brackle, Vice President
Philadelphia, TransUnion - A.C. Capaldi, Group Vice President
Eastern Region, TransUnion - Chet Wiermanski, Vice President
Analytical Services, TransUnion
Smart Card Technology in the United
States
January 23, 2002
- Joel Tolbert, Eastern Regional
Manager
SchlumbergerSema
2001
Retail Credit
Risk Modeling & the Basel Capital Accord
December 14, 2001
Discussion Paper (PDF)
- Paul S. Calem, Senior Economist
Division of Research and Statistics
Board of Governors of the Federal Reserve System
Fraud Management in the Credit Card
Industry
November 16, 2001
Discussion Paper (PDF)
- Daniel Buttafogo, Director of Risk
Management
Juniper Bank - Larry Drexler, General Counsel & Chief Privacy
Officer
Juniper Bank
Innovations in Small Dollar
Payments
September 25, 2001
Discussion Paper (PDF)
- Richard Corl, Director
ECount
Managing Consumer Credit Risk
July 31,
2001
Discussion Paper (PDF)
- Jeffrey Bower, Senior Manager
KPMG Consulting
A Panel Discussion on Dynamics in the Consumer
Credit Counseling Services
July 20, 2001
Discussion Paper (PDF)
- James Godfrey, Executive Vice President
CCCS of Maryland & Delaware, Inc. - Patricia Hasson, President
CCCS of Delaware Valley, Inc. - Jerome Johnson, President & Chief Executive
Officer
CCCS of South Jersey - Ghyll Theurer, Program Manager
CCCS of South Jersey
The Evolution of EFT Networks from ATMs to New
On-Line Debit Payment Products
June 15, 2001
Discussion Paper (PDF)
- Bruce Sussman, Director of Internal Audit
NYCE Corporation - Paul Tomasofsky, Vice President Advanced Product
Group
NYCE Corporation
Credit Cards & Payment Efficiency
May 22,
2001
Discussion Paper (PDF)
- David B. Humphrey
Professor of Finance and the Fannie Wilson Smith Eminent Scholar in Banking
College of Business, Florida State University
The Right to Privacy and the Financial Services
Industry
May 1, 2001
Business Review Article (PDF)
- Anita L. Allen, Professor of Law
University of Pennsylvania School of Law
Bank Card Associations
March 5, 2001
- James Shanahan
Business Dynamics Consulting, Inc.
Disclaimer
Center sponsored conferences and workshops are intended as forums to consider a range of topics and issues about the payment cards industry from a variety of perspectives. The views expressed are those of the participants and not necessarily those of this Reserve Bank or the Federal Reserve System.
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