Philip Keitel

Industry Specialist

Phone: (215) 574-6210
Fax: (215) 574-7101
Send an e-mail to Philip Keitel

Philip Keitel joined the Payment Cards Center in 2007 as an industry specialist. He is responsible for researching and analyzing emerging issues in consumer credit and payments, particularly legal and regulatory issues. In 2009, Keitel, acting under the Federal Reserve's Interchange Program, served as an attorney in the Department of Consumer and Community Affairs at the Federal Reserve Board of Governors. There, he helped effectuate provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009 by assisting in the drafting of regulations related to consumers' use of prepaid cards and credit cards.

Keitel holds J.D. and M.B.A. degrees from Temple University, where he received the Terrence H. Klasky Memorial Award for outstanding achievement in banking, negotiable instruments, and consumer protection. He earned his undergraduate degree, cum laude, from Tufts University and has received a certificate from the School of Bank Card Management run by the American Bankers Association. Keitel is a member of the American Bar Association and is licensed to practice law in New Jersey and Pennsylvania.

Expertise:

Prepaid cards
Payments-related information security regulations
Data breach notification laws
The dynamics of merchant adoption of electronic payments

Payment Cards Center Publications:

The Credit Card Act of 2009 and Prepaid Cards (277 KB, 5 pages) - August 2009
The Electronification of Transit Fare Payments: A Look at the Southeastern Pennsylvania Transportation Authority's New Payment Technologies Project - April 2009
Legislative Responses to Data Breaches and Information Security Failures – December 2008. Reprinted in the Electronic Banking Law & Commerce Report, 14:2 (March-April 2009).
The Laws, Regulations, Guidelines, and Industry Practices That Protect Consumers Who Use Gift Cards – June 2008. Reprinted in Consumer Finance Law Quarterly Report, 63:3-4 (Fall-Winter 2009), pp. 163-176.

View publications by the Payment Cards Center.